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SEFCU and CAP COM Partner to Donate More Than $350,000 to Food Pantries and Rescue Missions
In their first joint venture since announcing plans for a historic merger, SEFCU and CAP COM have united to fight hunger and brighten the holidays for people in need across New York State.
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Glenville Branch
Exciting news! CAP COM’s 12th branch is open for you. Come visit the Glenville Branch located at 262 Saratoga Road.
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Enduring Market Volatility With a Financial Plan
What might you do to survive and even thrive during volatile markets? A financial plan may help you feel more confident and help you consider a few additional ways to manage your financial worries in retirement.
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Life Insurance: Changing Times, Changing Needs
Life insurance is just like any other piece of your financial puzzle. As your circumstances and needs change, periodic monitoring is needed to help ensure that your life insurance will achieve your desired objectives.
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As Volatility Increases, So Does Retirement Worry
Getting ready for retirement involves more than just calculating how much you will need and the rate you can draw down your savings. The years before you retire is a crucial time to prepare both financially and psychologically.
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Financial Planning at Every Age
Americans are budgeting more due to the pandemic. Knowing where your money is going and making sure you're adequately funding your future could be helpful to maintain your lifestyle for the decades that you may live.
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Unemployment Claim Fraud
Unemployment claim fraud is soaring. Find out how to strengthen your identity-theft defenses and steps you can take if you’re a victim.
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Should I Start a Business?
asset to leave to your family... If you're thinking about starting a business, this could be your year! It's ... business checking and savings account. 5) Learn about opening a small business and assistance available
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Why You Shouldn't Take Early Retirement Withdrawals
Learn more about the taxes, fees, and penalties that can come from an early retirement withdrawal, as well as some factors to consider if you feel your options are limited.
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Home Lending Solutions
The experts at CAP COM’s mortgage subsidiary, Homeowners Advantage, live and work in the Capital Region and will be with you every step of the way. Keep your mortgage close to home with local appraisal, underwriting and servicing. To get started, we’ll help you get pre-qualified, in person or over the phone, and find the best mortgage solution for you.
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Members Now Have More Loan Options
You can now access more deals on vehicles through a larger Dealer Network that combines our credit union services. More financing options are available at great rates right at participating dealers!
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When Is the Right Time to Retire?
Retirement is inevitable, but knowing exactly when to do so is often unclear. No matter when you actually begin your retirement, you’ll benefit from planning your post-work life as early as possible.
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The Importance of Financial Wellness
Financial wellness, like physical wellness, isn’t something you should ignore. Instead, it's a critical concept for anyone who wants to be knowledgeable and confident about their finances, and in fact, financial wellness is so important that more than half1 of employers now offer financial wellness programs to their workers.
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Five Lessons To Remember During Bear Markets
seeking financial confidence. Anyone dubious about the need for a stable outlook should consider that ... bull markets. There will be reports, for example, about inflation, interest rates, and unemployment figures
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Personal Banking
Our banking solutions can help you build your savings, fund dreams, and pave the way for success now and in the future.
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8 Financial Tips for Life as a Couple
Do you and your partner plan to move in together, or make it official and get married? As you begin your new life together, this checklist can help your finances get along just as well as the two of you. Congratulations!
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Personal Security & Fraud
Security and Fraud protection information for your personal accounts.
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Branch Hours & Locations
CAP COM's full-service branches are conveniently located throughout the New York's Capital Region, and with nearly 30,000 free and low-fee local CO-OP network ATMs throughout the Unites States, we make managing your accounts even easier.
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Retire
Receive your personalized retirement plan and set it into motion when you're comfortable, supported by ongoing professional guidance.
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Long-Term Care: Exploring Your Options
With longer life expectancies for both men and women, it is likely that you or someone close to you will eventually need some type of long term care (LTC). You can start the LTC planning process by considering the following common options for receiving and funding care.
