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It’s Not Too Late to Become Financially Literate
It’s Not Too Late to Become Financially Literate
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Summer 2019 Newsletter
Lines of Communication is CAP COM's quarterly newsletter published specifically for members.
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Winter 2020 Newsletter
Lines of Communication is CAP COM's quarterly newsletter published specifically for members.
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The Importance of Choosing the Right Life Insurance Policy for Your Retirement Years
Life insurance has its benefits, and choosing a manageable life insurance policy is a critical step in your retirement planning.
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Purchase a Home
The experts at CAP COM’s mortgage subsidiary, Homeowners Advantage, live and work in the Capital Region and will be with you every step of the way. Keep your mortgage close to home with local appraisal, underwriting and servicing. To get started, we’ll help you get pre-qualified, in person or over the phone, and find the best mortgage solution for you.
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Checking Line of Credit
Caught with no money in your CAP COM Checking Account? Your bills are still covered if you have a credit line for your account.
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Business Line of Credit
No pre-payment penalties, highly competitive rates, local decision making and quick turnaround mean CAP COM’s experienced business banking professionals can structure the ideal lending solution for your business, where and when you need it.
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Year-End Tax Planning Considerations for Capital Gains
The resulting profit from a sale is taxed at a rate that depends on how long the investment was held ... their total taxable income is $44,625 or less. The rate jumps to 15 percent on capital gains if their income
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Home Lending Solutions
The experts at CAP COM’s mortgage subsidiary, Homeowners Advantage, live and work in the Capital Region and will be with you every step of the way. Keep your mortgage close to home with local appraisal, underwriting and servicing. To get started, we’ll help you get pre-qualified, in person or over the phone, and find the best mortgage solution for you.
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Refinance and Save
Refinancing can save money on your monthly mortgage payment by lowering your interest rate and/or shortening your term to pay off your mortgage faster by refinancing your existing loan. Learn more about the benefits of a cash-out refinance or home-equity
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Business Banking
Simplify your business banking and help your company grow with CAP COM! Our highly competitive rates, low fees and a range of tailored savings, money market and certificate options help maximize the earning capabilities of your business account balances, and ensure your money is working as hard as you do.
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10 Things You Can Do To Improve Your Credit Score
When you apply for credit, your credit scores help lenders determine whether or not you are able to repay the loan based on your past financial performance. With a higher score, you qualify for better interest rates, higher credit limits and more types of credit than you would with a lower score.
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Member Benefits
If you're looking for a new place to bank with an unmatched standard of excellence, open your CAP COM Account today! We're a nationally-recognized, member-owned, not-for-profit credit union that provides a complete range of financial products and services to meet the needs of your family. Best of all, you benefit from better rates, higher earnings and a wide variety of complimentary services.
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April 5 2023 Market Update
the Fed is edging closer to its final interest rate hike, which should help bolster both consumer and ... reflecting a solid labor market with an unemployment rate of 3.6%—the lowest it has been in over 50 years
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October 5, 2022 Market Update
continue to stretch budgets, and higher interest rates have increased borrowing costs. But we continue ... raising short-term interest rates. While the Fed may still gradually increase rates throughout this year, it
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Members Now Have More Loan Options
You can now access more deals on vehicles through a larger Dealer Network that combines our credit union services. More financing options are available at great rates right at participating dealers!
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Fall 2019 Newsletter
Lines of Communication is CAP COM's quarterly newsletter published specifically for members.
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You
If you're looking for a new place to bank with an unmatched standard of excellence, open your CAP COM Account today! We're a nationally-recognized, member-owned, not-for-profit credit union that provides a complete range of financial products and services to meet the needs of your family. Best of all, you benefit from better rates, higher earnings and a wide variety of complimentary services. Learn more here.
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The Great Resignation – Were you one of the 20 Million people?
When people switch jobs, retirement may not be top of mind. It’s important to know your options for your existing retirement accounts and what the new employer offers. Make an appointment with one of our Advisors if you fall into this category. We can help!
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Spring 2020 Newsletter | Resource Guide
This special edition of our newsletter, Lines of Communication, provides resources to help members bank safely in comfort during this extraordinary time. We invite you to flip through the pages of this interactive Resource Guide.