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Vehicle Solutions
CAP COM auto loans offer great rates, fast approval, and our own online car buying service. We can help you find and fund your next vehicle, so you drive away a winner!
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Vehicle & Equipment Loans
At CAP COM, we understand that your business is personal. That’s why we offer a full suite of vehicle and equipment loans tailored to help your business grow.
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Home Lending Solutions
The experts at CAP COM’s mortgage subsidiary, Homeowners Advantage, live and work in the Capital Region and will be with you every step of the way. Keep your mortgage close to home with local appraisal, underwriting and servicing. To get started, we’ll help you get pre-qualified, in person or over the phone, and find the best mortgage solution for you.
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Choosing the Right Vehicle
Buying a new car is one of the largest purchases most people make, next only to buying a house. While it's a lot of fun to think about buying a new car, it's a purchase that requires some consideration.
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Insurance
If the unexpected happens, make sure you're covered with insurance products.
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Personal Banking
Our banking solutions can help you build your savings, fund dreams, and pave the way for success now and in the future.
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Auto Loan Refinance Calculator
See if you can lower your payments by refinancing your current loan.
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Cash Management
Streamline your financial workflows and reduce expenses with secure and efficient Cash Management solutions. Let CAP COM customize a suite of services, so you can manage your company’s daily cash flow, risk, and reporting from your secure Business Banking portal.
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Business Banking
Simplify your business banking and help your company grow with CAP COM! Our highly competitive rates, low fees and a range of tailored savings, money market and certificate options help maximize the earning capabilities of your business account balances, and ensure your money is working as hard as you do.
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Business Credit Card
Turn your everyday business expenses into rewards with CAP COM's Business credit cards.
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What You Should Know About Auto Lease Buyouts
An auto lease buyout might be an ideal option if your lease is up, you like the car, and used car prices are high.
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Business Savings
Whether you have a small business and are looking to grow your savings or are an established company with a large balance, CAP COM has a savings account to work for your business.
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Auto Advantage
Auto Advantage offers payments up to 40% lower than conventional financing. Lease-like benefits without the restrictions for vehicles model years 2019 and Newer.
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Should I Start a Business?
consider: Review your expenses and eliminate business solutions that you can obtain for free or at a lower cost ... digital banking, lines of credit, and equipment, vehicle, and real estate loans. Call (800) 468-5500 ext
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A Taxpayer’s Guide to Exemptions, Deductions, and Credits
The IRS provides a few ways taxpayers can reduce the taxes they owe if they qualify for certain exemptions, deductions, and credits.
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Commercial Real Estate
Commercial Real Estate Loans from CAP COM offers flexible options and competitive commercial mortgage rates to meet your financing needs.
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Auto Loan Calculator
Estimate your monthly payments with our auto loan calculator. Adjust the interest rate and terms to calculate a comfortable payment amount.
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Guaranteed Asset Protection
Guaranteed Asset Protection, or GAP, is an optional coverage that can be added to your Auto, Truck, Sportscraft, Boat or Recreational Vehicle loan to complement the physical damage coverage in your primary insurance policy.
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Business Checking
CAP COM offers Business Checking Accounts, tailored to meet the diverse needs. and sizes of businesses and supported by exceptional service.
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What Retirement Plans Are Available?
When securing your financial future, saving for retirement usually is a no-brainer.