Your savings federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.
5 Year Auto Loan Disclosure
All rates quoted are the lowest available rates, actual rate will be based on overall credit worthiness. 2-6 year auto loans require a minimum loan amount of $500. 7 year auto loans require a minimum loan amount of $15,000. Representative monthly Auto Loan payment based on a five-year term at a 5.99% fixed Annual Percentage Rate is $19.33 per $1,000 borrowed. Rates are accurate as of 3/4/2024 10:33 AM and are subject to change without notice. Financing a new vehicle may include MSRP, taxes, and dealer fees). Financing a used vehicle may include NADA retail value, taxes, and dealer fees. All recreational vehicles must be registered and titled in New York State.
Certificate Rate Disclosure
APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Fees and other conditions may reduce earnings.
Dividends on Share Certificates accrue daily and are considered earned as accrued. Dividends are paid the last day of the month except when partial withdrawals are made or early closeout occurs. Withdrawals of dividends, fees and other conditions may reduce the earnings. Penalties may apply for early withdrawal. CAP COM membership is required.
30-Year Fixed Mortgage Disclosure
APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall creditworthiness. Variable rates may increase over time. Representative payment for a 30 year fixed mortgage at 6.25% with a 6.403% APR is $6.26 per $1,000 borrowed. Representative payment for 10/6 ARM at 6.000% with a 6.903% APR is $6.59 per $1,000 borrowed for the first 10 years then subject to increase. Rates are accurate as of 3/4/2024 10:33 AM and are subject to change without notice. Adjustable Rate Mortgage (ARM) rates quoted are based on Credit Union membership at the time of loan disbursal and selection of our Automatic Payment Plan. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Ask about other rates and terms.
Personal Loan Disclosure
The representative monthly payment based on a 5-year term Personal Loan at 9.99% Annual Percentage Rate is $21.24 per $1,000 borrowed. Rates are accurate as of 12/20/2023 6:55 AM and are subject to change without notice.
Savings Disclosure
APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date, may be variable, and may be subject to change after the account is opened. Fees and other conditions may reduce earnings.
A $1 initial deposit is required to open an account. CAP COM membership is required.
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