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Our branches will be closed on Thursday, November 26, for Thanksgiving Click here to learn more.

As we monitor health conditions in the Capital Region and adhere to official guidance, CAP COM may experience staff shortages. We appreciate your patience if you encounter longer wait times, or if your branch has shifted to drive-thru or appointment-only services. Please check back for the most up-to-date information.

Business Deposit Accounts

Making your money work for you.

Business Essentials Deposit Accounts

Highly competitive rates, low fees and a range of tailored savings, money market and certificate options help maximize the earning capabilities of your business account balances, and ensure your money is working as hard as you do.


Business Mobile Deposit

Mobile Deposit Businesses

Are you seeking a quick, convenient and secure way to deposit checks into your business account? Business Mobile Deposit enables you to deposit checks 24/7 with your mobile phone. It’s ideal for businesses with modest check volume, or for accepting payments from any location. Launch the CAP COM app, follow the prompts, and submit your deposit into the account you choose. Contact us and we’ll match you with the CAP COM mobile app that aligns with your business.

Business Money Market

Business Essentials Money Markets

This tiered-rate Money Market Account provides a secure investment option with competitive dividends. You’ll enjoy easy access to funds with check writing capability.

Business Savings

Business Essentials Savings

Our Business Savings Account offers a competitive rate and easy access to your working capital. There’s no monthly service charge and deposits can be made through direct deposit, in any branch lobby or at our branch night drops. We also offer Business Choice Accounts for special savings needs.

Business Certificates

Business Essentials Certificates

If you’re looking to safely grow your money for longer term goals and don’t need immediate access to the funds, a Certificate is a great option for your business. There are no monthly maintenance fees and we offer terms from 12 to 36 months.