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Business Checking Solutions

Dividend-bearing checking accounts.

Intro Image Checking

CAP COM’s Business Checking Accounts are designed to meet the needs of a wide variety of businesses. Accounts feature VISA® debit cards with Instant Issue, wire access capabilities, ACH transactions, eStatements and eNotices, web- and mobile-banking with Bill Pay, and more.


BusinessEase Checking

Dividend-bearing checking, ideal for small businesses.

Business Ease Checking

Perfect for small or emerging businesses with modest cash-handling and transaction needs, CAP COM’s BusinessEase Checking Account provides up to 175 free transactions per month. There are no monthly fees, and no average daily minimum balance required.


BusinessElite Checking

Designed for businesses with higher volume transactions.

Business Elite Checking

If you carry higher account balances and generate a higher volume of transactions, CAP COM’s BusinessElite Checking Account provides up to 350 free transactions per month, and bears highly competitive dividends when you maintain an average daily balance of $5,000.


Organizational Checking

Perfect for not-for-profits and associations.

Intro Image Checking

As part of CAP COM’s commitment to the non-profit organizations and associations that contribute so much to the quality of life in the Capital Region, the Organizational Checking account provides a free, reliable way to help manage your day-to-day finances so you can focus on the work that matters.


IOLA Checking

Exclusively for lawyers and law firms maintaining escrow funds.

IOLA Checking

In 1983, the New York State legislature created the New York State Interest on Lawyer Account Fund (IOLA), as an option for attorneys to manage and maintain deposit funds on behalf of their clients. Proceeds from IOLA accounts provide financial support to non-profit civil service legal organizations across the state.