Masks required. The new CDC recommendations are a breath of fresh air for many. As we await guidance updates from NYS, we will continue to evaluate and update our policies as appropriate. Please continue to wear a mask when visiting CAP COM. Thank you.

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Car Sale

Members Save All Year on Vehicles

Wouldn't it be great if you could find the car you want – and get a great deal – with a lot less time and effort?

Even though the Car Sale is over, you can still experience streamlined car shopping, and save with pre-negotiated pricing.

Shop Inventory

Enjoy a streamlined car shopping experience and save with pre-negotiated, member-only pricing. While you focus on finding the right vehicle, we handle the details.

  • Save money. Special pre-negotiated, discount pricing on hundreds of vehicles at 15+ local dealerships.1
  • Shop with confidence. Pay less each month, and overall, with a loan rate as low as  %APR2Apply now.
  • Keep it easy. Browse online or head to the lots.
  • Save on insurance. Relax while we search for the best auto insurance rate.

Not a member? No problem. Join CAP COM so you can shop easy and save, too.

Already pre-approved? Log into your account to see your offers.

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2021 Car Sale Preferred Dealers

Armory Garage of Albany, NY
Bul Auto Sales & Service of Albany, NY
Carbone Subaru of Troy, NY
DeNooyer Chevrolet of Albany, NY
Keeler Honda of Latham, NY
Keeler BMW of Latham, NY
Keeler Mercedes-Benz of Latham, NY
Keeler Mini of Latham, NY

Lia Chrysler Dodge Jeep Ram of Schenectady, NY
Lia Honda of Albany, NY
Lia Hyundai of Albany, NY
Lia Infiniti of Latham, NY
Lia Nissan of Colonie, NY
Marchese Ford of Mechanicville, NY
Metro Ford of Schenectady, NY
Rensselaer Honda of Troy, NY

  1. CAP COM’s pre-negotiated prices pertain only to vehicles included in its car sale at participating dealers. CAP COM is not responsible for any additional negotiations between CAP COM members and the dealership.

  2. APR = Annual Percentage Rate. All rates quoted are for individuals with excellent credit and who select our Automatic Payment Plan. Representative monthly Auto Loan payment based on a five-year term at a 2.34% fixed Annual Percentage Rate is $17.64 per $1,000 borrowed. Rates are accurate as of   and are subject to change without notice. Ask about other terms and rates. Credit Union membership required for loan disbursal.