Rates

Business Savings Account RatesThis table is a list of Savings Account products and specific earnings. The first column is the product name. The remaining columns represent dividend rate and annual percentage yields.
Min. To Earn APY1 Dividend Rate APY1
 2 $100 Min. Avg. Daily Balance  %  %
Business Choice Account2 $100 Min. Avg. Daily Balance  %  %
Business Checking Account RatesThis table is a list of Business Checking Account products, the balances required, and the earnings. The first column is the product name. The remaining columns represent minimum balance to earn dividends for the product with corresponding dividend rate and annual percentage yields.
Min. To Earn APY1 Dividend Rate APY1
     %  %
     %  %
  N/A N/A N/A
     %  %
Business Money Market RatesThis table is a Business Money Market Account, the balances required to earn dividends, and the earnings. The first column is the product name. The remaining columns represent different balance levels for the product with corresponding dividend rate and annual percentage yields.
Min. To Earn APY1 Dividend Rate APY1
 3    %  %
   %  %
   %  %
   %  %
   %  %
   %  %
   %  %
Business Certificate Rates
Contact the Business Services team to open a certificate.
This table is a list of Business Certificate Account products and the earnings. The first column is the product name. The remaining columns represent corresponding dividend rate and annual percentage yields.
Dividend Rate APY1
 4  %  %
 4  %  %
 4  %  %
18 Month Bump Up6  %  %
 4  %  %
 4  %  %
 4  %  %
Business Credit Card RatesThis table represents the Business Credit Card, and the card specifics. The first column is the product name. The remaining columns represent the card's anual percentage rate and if the card's rate is either fixed or variable.
APR5 Parameters
Business Credit Card 13.90% Fixed

  1. APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Rate is variable and may change after account is opened. Fees and other conditions may reduce earnings.

  2. $100 Minimum Average Daily Balance to Earn Dividends During any month. There is no restriction on the number of cash withdrawals or ACH debits that can be made from the account. Dividends paid on full balance in the account based upon the rate that corresponds to the account balance.

  3. There is no restriction on the number of cash withdrawals, ACH debits, or checks written against the account. Dividends paid on full balance in the account based upon the rate that corresponds to the account balance.

  4. A minimum amount of $5,000 is required to open the certificate. Certificate dividends are compounded daily and posted quarterly. The APY on all accounts, except Certificates, may change after the account is opened. A penalty may be imposed for early withdrawals on Certificates. Fees and other conditions may reduce the earnings on some accounts. Accounts are insured by NCUA in accordance with federal regulations.

  5. APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall credit worthiness. Variable rates may increase over time. 

  6. Once your account is established, during the first six (6) months your account is open, you may instruct us to exchange Your 18 Month Bump Up Share Certificate Account with another certificate account we offer with a higher rate, without penalty (excluding a new 18 Month Bump Up Share Certificate Account). The new certificate must have a term to maturity of at least 12 months, and you would be subject to terms and conditions of the new certificate account.