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Make the switch

Open a new CAP COM Checking Account with Direct Deposit and receive a $100 account deposit!*

HOA Switch

Now that you have your mortgage with us, we invite you to open a Checking Account. The moment you walk into one of our branches, you'll know that CAP COM is more than a financial institution. We work hard to make banking easier.

Accept this offer today to receive your $100 account deposit:

  • Call (518) 458-2195 and talk to Candace Stazio at ext. 5503
  • Bring the coupon you received to any branch
  • Open your Account online Use PROMO CODE: Choose "HOA" from the PROMO CODE drop-down list to receive the $100 bonus!

CAP COM's Checking Accounts have no monthly fees with flexible minimum balances. You'll also enjoy:

  • Free checks for life, select styles
  • Free Bill Pay
  • Text Banking1
  • Free mobile app with mobile deposit (just snap a picture of the front and back of your endorsed check to make the deposit)1
  • Large network of free and reduced-fee ATMs
*Available to new Checking Accounts only and must include direct deposit in order to qualify. CAP COM will deposit the $100 after 30 days and the $100 may be reclaimed if the account is closed within 60 days of opening. Offer subject to change or cancellation, cannot be combined with any other offer. IRS regulations may require that complimentary deposit(s) be reported as income. Please visit this page for full membership eligibility information.
1. Data charges may apply.