Masks required. The new CDC recommendations are a breath of fresh air for many. As we await guidance updates from NYS, we will continue to evaluate and update our policies as appropriate. Please continue to wear a mask when visiting CAP COM. Thank you.

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Car Buyers Express

Fantastic loan rates, fast approvals, exclusive deals, and more!


How Car Buyers Express Works

Get Pre-Approved

Shop with confidence knowing exactly how much money you have available towards a new vehicle. Click Apply or call (800) 634-2340 to apply.

Apply

Shop & Save

Browse vehicles online and save with pre-negotiated, discount pricing at preferred local dealerships.

Shop Now

Protect

Found the vehicle of your dreams then looking to save even more on the insurance? Click to get free insurance quotes or call (518) 641-6979.

Get Quotes

Expect the Unexpected

Let's get you covered, so your insurance takes care of you, your vehicle, and your finances when you need it most.

  • Vehicles, motorcycles, scooters, RVs, & boats, too
  • Affordable payments
  • One application, multiple quotes3
     

Free Quotes

CAP COM Clearance Lot

Save even more with clearance pricing for CAP COM members on vehicles at local dealerships. Browse vehicles now, and visit often to grab your bargain before it's gone.

Shop Clearance Lot

Bank Well, Live Well

Simplify your finances and boost your savings. Make the most of every CAP COM benefit.

Online Bill Pay

Pay bills or people quickly and securely with our online Bill Pay service.

Learn More

Member Discount

Get $15 off your first year's AAA membership when you pay with your CAP COM VISA® Debit or Credit Card. Use promo code CCFCU15.

See All Discounts

LoanXpress

LoanXpress makes it easy to get the money you need without going through the usual application process.

See How

  1. CAP COM’s pre-negotiated prices pertain only to vehicles found at locations within our preferred dealer network. CAP COM is not responsible for any additional negotiations between CAP COM members and the dealership.

  2. Insurance products offered through CAP COM Insurance Services, an affiliate of Capital Communications Federal Credit Union (CAP COM FCU), and Southwest Business Corporation (SWBC) and are underwritten by unaffiliated insurance companies. SWBC is not an affiliate of CAP COM Insurance Services or CAP COM FCU. Any insurance required as a condition of an extension of credit by CAP COM FCU is not required to be purchased from CAP COM Insurance Services and can be purchased from an agent or insurance company of the individual’s choice. Business conducted with CAP COM Insurance Services is separate and distinct from any business with CAP COM FCU. CAP COM FCU is not responsible for products and services purchased through CAP COM Insurance Services or SWBC. CAP COM FCU does not warrant, guarantee or insure any service or product offered by any insurance company. CAP COM and Travelers are separate entities.