For Connect-24 or Mobile Banking assistance during Credit Union business hours, please call (800) 468-5500 and select option 2, then option 3.
For after-hours assistance with Connect-24 or Mobile Banking, please call (800) 468-5500 and select option 5. We’ll be happy to assist you.
CAP COM congratulates all of the Capital Region seniors graduating this month!
All accounts include flexible minimum balances, overdraft options and easy Direct Deposit options. You’ll enjoy fewer or no fees, free checks for life (select styles) and a large network of free and reduced-fee ATMs. Free Web and mobile banking and free Bill Pay make it easier for you to manage your money and track spending. Open your account online or in one of our convenient branches. Become a CAP COM Premier member and enjoy free ATMs worldwide.
This is our most comprehensive Checking Account with no minimum balance requirement and no monthly fees. Receive new or replacement debit cards instantly so you can start using your account right away. Access your money whenever you need it with free Web and mobile banking as well as a large network of free and low-fee ATMs.
These accounts pay dividends depending on your average monthly balance. Just maintain a $500 monthly balance in your Members’ Advantage and a monthly balance of $1,000 in your Investors’ Advantage to earn dividends. These Checking Accounts* act like a savings account and give you more benefits for keeping a minimum balance.
Available for young members age 15-25, this first Checking Account helps young adults learn how to manage money. Use your VISA® Debit Card free anywhere in the world. Mobile and online banking platforms offer easy account access no matter where you travel. Receive a debit card instantly when you open an account in a branch.
You’re busy with life and you can’t always keep track of your Checking Account balance. With several options to choose from, CAP COM can protect your account, your money and your reputation! All members with a Checking Account are covered under our basic Courtesy Pay overdraft protection.
|Young Adult1||Consumers' Choice||Members' Advantage||Investors' Advantage2|
|Free checks for life3||Yes||Yes||Yes||Yes|
|Surcharge free ATM Withdrawls4||Unlimited6||10 per month||10 per month||10 per month|
|Minimum to earn dividends||N/A||N/A||$500||$1,000|
|Free Bill Payment & Presentment||Yes||Yes||Yes||Yes|
Convenient free and low fee ATMs
|CAP COM ATMs||Free|
|CO-OP and SUM network ATMs||Free|
|Stewart's Shops ATMs||$1*|
|Any ATM worldwide with Young Adult Checking||Free|