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Youth Savings Accounts

It's never too early to start saving.

Youth Savings

Open a Savings Account when your child is born and start him on the path to a fiscal future. Save with Direct Deposit or stash birthday and holiday checks from family. Your child will learn how to save for something special. School-age children can earn their own money by participating in our Great Grades and Reading Programs page.

 

CertifiKID

Earn higher dividends with a Share Certificate.

CertifiKID

This savings tool is perfect if you don’t need immediate access to your money. We have flexible options and can help young adults learn how to get the most for their money.

 

School Banking

Helping students learn to save.

School Banking

We partner with over 70 local schools to promote financial literacy with our School Banking program. You can meet our School Banking Team,  here. Volunteers collect money on set days and bring it to a local branch for deposit into your child’s account. School Bankers receive a welcome kit, including a t-shirt and savings register, and earn prizes for every fifth deposit.

 

Great Grades

Earn while you learn!

Great Grades

Students in grades K through 12 with active Youth Accounts1 can earn $30 for their final, end-of-year report card when submitted by August, 31 of the same school year. We believe that education builds a strong foundation for our future leaders, so we reward our young members for report cards they are proud of. They’ll learn the importance of saving money as well as an understanding that working hard and budgeting can help their future.

1. Must be a CAP COM member with an active Youth Account to participate in these programs. An active account is one where a deposit or transfer (other than a Great Grades or Reading Program deposit) has been made in the previous 12 months.
 

Reading Programs

Earn while you learn!

Reading Programs

Nothing opens a child’s mind faster than a good book. We let our young members know how much we value literacy by offering three opportunities to earn money for reading books. Students in grades Kindergarten through 12 can earn up to $10 ($2 per book) during our Fall, Winter and Summer Reading Programs. Click here to download the form and members with active Youth Accounts1 could earn up to $30 per year!*

1.Must be a CAP COM member with an active Youth Account to participate in these programs. An active account is one where a deposit or transfer (other than a Great Grades or Reading Program deposit) has been made in the previous 12 months.
 

Honoring Heroes

Supporting those who keep us safe.

Fire Week

Each year, CAP COM pays special recognition to the Firefighters and Police Officers who put their lives in danger to save others. We get our young members involved, too, with special drawing contests to commemorate National Police Week in May and Fire Prevention Week in October. Winning artists receive cash prizes at a special ceremony with local firefighters and police officers.