Routing Number 221373273
Our branches will be closing early on Tuesday, December 10. Click here to learn more.
All branches will close early on Tuesday, December 10 for a company-wide staff meeting. Our Brunswick, Glenmont, Malta, and North Greenbush branches will close at 3:30 pm; all other branches will close at 4 pm.
Our Call Center will remain open until 4:30 pm as usual. For your convenience, our automated phone system will be available, and you will continue to have full access to web and mobile banking.
Think of your online device as your personal branch, enabling you to securely access your account whenever it’s convenient. Log in to your online account or launch CAP COM’s mobile app to monitor account activity, perform transactions, pay bills, and a whole lot more. To reduce paper and keep your account records in one place, log in and choose eStatements. And, take advantage of our free Money Management tool to create budgets and master your finances.
Bank anywhere, anytime with our CAP COM mobile app. View account balances, deposit a check (or stop a check payment) and transfer money between accounts. Our app can be used on Apple and Android phones, and is available with any Checking Account. We’re here for you whenever and wherever you need us!
Log into Connect-24 and choose the "Additional Services" tab. Then, choose "Alerts & Notifications" and click the "Activate" button under Text Message Banking.
Make sure you have your phone with you, as we'll send a unique activation code via text that you'll need to enter in order to proceed.
Now even faster and free* for eligible members! Mobile Deposit lets you deposit checks securely from anywhere, and access your money as quickly as making a deposit at a branch. Choose the "Deposit Checks" option in our mobile banking app. See "Using Mobile Deposit" below for instructions. The first $200 of your deposit is available the same business day (three business days for up to $5,000; five business days for higher amounts). Deposit limits, displayed within the app, are assigned based on account status. For a review of your limit, call us.
*Data rates may apply.
How to Deposit Your Check
Download our Mobile Banking App
Done! Now, watch for your deposit email confirmation.2
Simplify your finances, so you have more time to enjoy life! In minutes, you can set up automatic payments from your CAP COM account to pay your recurring bills. Instead of contacting each company separately, submit requests from your secure dashboard and ClickSWITCH does the rest. To get started, log into your online account and under Additional Services, select ClickSWITCH.
With a wave of your mobile phone at the checkout, your purchase is complete where Apple Pay, Google Pay or Samsung Pay are accepted. Each payment is securely transmitted with a unique, encrypted number (not your actual card number). You can load your CAP COM Debit and Credit Cards into your “digital wallet” along with store cards and gift cards. Keep your coupons, tickets, loyalty cards, etc. in one place and display them for scanning.
CAP COM offers a free bill paying service that's built into your Checking Account. You can set up payees for utilities, companies, or even family members. Create email notifications to remind you of e-bill arrivals, due dates, and upcoming payments. You can even run payment reports and create customized records. To get started, log in to your online or mobile account and select “Bill Pay."
Signing up for Bill Payment is easy. Simply log into Connect-24 and click on "Payment Manager". We'll even help you get set up with our Concierge service.