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Our branches will be closed on Thursday, November 26, for Thanksgiving. Click here to learn more.

As we monitor health conditions in the Capital Region and adhere to official guidance, CAP COM may experience staff shortages. We appreciate your patience if you encounter longer wait times, or if your branch has shifted to drive-thru or appointment-only services. Please check back for the most up-to-date information.

Manage Your Money


By increasing the money you save and reducing what you spend, the positive impact on your finances over time can be tremendous. Take advantage of CAP COM’s easy-to-use digital tools to maximize your money and take your financial wellbeing to the next level.



Centralize Your Accounts

Wouldn’t it be amazing if you could get a fuller picture of your finances in one place? View your accounts at CAP COM and elsewhere from one convenient dashboard. To access your free Money Management tool, log in to your CAP COM account and link the accounts you want to see. Simplify even more by closing unwanted or unused accounts at other financial institutions. Just enter some basic info and ClickSWITCH submits your requests.



Set Goals & Create Budgets

Money Management is an easy-to-use digital finance tool built into your CAP COM account. Setting goals and creating budgets is actually kind of fun. Interactive bubbles enable you to visualize your progress and fine-tune your budgets. You can even set reminders to keep you on target, so you can celebrate every success!



Manage Your Expenses

See where your money goes and take control of your finances the easy way. Use Money Management, the secure, digital tool connected to your account. As you monitor expenses and see trends develop, you can make smart spending decisions. Two other digital tools enable you to securely and easily manage your bills. With Bill Pay, you can schedule one-time or recurring payments. Some billers also offer secure, automatic debits. You can use ClickSWITCH to set up a debit (or have it switched from an account elsewhere to your CAP COM account).



Protect Against Fraud

CAP COM protects your accounts against fraud – and you also play an important role. Watch your accounts for suspicious activity and consider creating digital alerts for large withdrawals, low balances, and other transaction activity. Debit Card Controls help you monitor activity (and turn your card on-off, too). You can also set text or email alerts to keep tabs on your credit card activity. And, when you pay with cards in your Digital Wallet, you get extra security protections!