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Our branches will be closed on Thursday, November 26, for Thanksgiving. Click here to learn more.

As we monitor health conditions in the Capital Region and adhere to official guidance, CAP COM may experience staff shortages. We appreciate your patience if you encounter longer wait times, or if your branch has shifted to drive-thru or appointment-only services. Please check back for the most up-to-date information.



Pay Businesses

Whether you’re at the store or managing your bills, we make it easy for you to pay businesses securely online via your CAP COM account or with your mobile phone’s digital wallet.



Digital Wallet

With a wave of your mobile phone at the checkout, your purchase is complete where Apple Pay, Google Pay or Samsung Pay are accepted. Each payment is securely transmitted with a unique, encrypted number or token (not your actual card number). You can load your CAP COM Debit and Credit Cards into your “digital wallet” along with store cards and gift cards. Keep your coupons, tickets, loyalty cards, etc. in one place and display them for scanning.




Simplify your finances, so you have more time to enjoy life! In minutes, you can set up automatic payments from your CAP COM account to pay your recurring bills. Instead of contacting each company separately, submit requests from your secure dashboard and ClickSWITCH does the rest. To get started, log into your online account and under Additional Services, select ClickSWITCH.



Bill Pay

Pay bills or people quickly and securely online with our free Bill Pay service. You can make a one-time payment or set up a schedule of recurring payments. Simply select Bill Pay in your online account or mobile app. Then enter the company or individual you want to pay, the address, payment and the date. It's that easy!