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Our branches will be closed on Thursday, November 26, for Thanksgiving. Click here to learn more.

As we monitor health conditions in the Capital Region and adhere to official guidance, CAP COM may experience staff shortages. We appreciate your patience if you encounter longer wait times, or if your branch has shifted to drive-thru or appointment-only services. Please check back for the most up-to-date information.



Pay People

When you want to transfer money to a friend, family, or someone else, click or tap to send the cash. You can use the digital wallet on your iPhone or Android phone, or transfer funds from your CAP COM account with Bill Pay or person-to-person payments (POP).


Your Phone's Digital Wallet

Did you know your mobile phone’s digital wallet can be used to send money to other people? If you have an iPhone, you can pay other people with Apple Pay’s Cash function. Android phone users can use Google Pay to pay people, even if they don’t have the Google Pay app.



Transfer Money to Anyone

You can pay friends and family in the U.S. with ease using our free, secure Popmoney (pay other people) service. To access Popmoney, log in to your account and under Move Money choose External Transfers. In the mobile app, you'll find Popmoney in the menu. The first time you send money to a person, you will need their email address, mobile number, or account info. Funds are deposited in 1-3 business days.



Bill Pay

Pay bills or people quickly and securely online with our free Bill Pay service. You can make a one-time payment or set up a schedule of recurring payments. Select Bill Pay in your CAP COM online account or mobile app. Then enter the company or individual you want to pay, the address, payment and the date. It's that easy!



Send Money to a CAP COM Member

You can transfer money to another CAP COM member’s account one time or on a schedule. If you’re logging in to your online account, select “Send money to a member.” In your mobile app, select “Transfers,” choose “To” then scroll to the bottom to “Add a recipient.” The first time you send money, you will add the recipient’s membership number (using a 00 account suffix for Share/Savings or 90 account suffix for Checking) so the money gets routed properly.