Routing Number 221373273
Our branches will be closing early on Tuesday, December 10. Click here to learn more.
All branches will close early on Tuesday, December 10 for a company-wide staff meeting. Our Brunswick, Glenmont, Malta, and North Greenbush branches will close at 3:30 pm; all other branches will close at 4 pm.
Our Call Center will remain open until 4:30 pm as usual. For your convenience, our automated phone system will be available, and you will continue to have full access to web and mobile banking.
Available for young members age 15-25, this first Checking Account helps young adults learn how to manage money. Use your VISA® Debit Card free anywhere in the world. Mobile and online banking platforms offer easy account access no matter where you travel. Receive a debit card instantly when you open an account in a branch.
Convenient free and low-fee ATMs
|CAP COM ATMs||Free|
|CO-OP and SUM network ATMs||Free*|
|Stewart's Shops ATMs||$1*|
|Any ATM worldwide with Young Adult Checking||Free*|
CAP COM staff members are dedicated to helping students and parents find the right college and build a smart financing plan. Meet with our Certified College Funding Specialist and apply for our annual scholarship program. You can also save 10% on ACT & SAT test preparation with Albany-based Prowess Test Prep.