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Your New VISA® Platinum!

It's more rewarding. In every way!

VISA Platinum

9.9%APR

Reward yourself!

Receive 5,000 bonus points when you spend $1,500 in the first 90 days!

VISA Classic

13.9%APR

Credit Builder!

Great for building your credit and controlling your spending with limits as low as $500!

VISA Business

13.9%APR

Earn as you spend!

A smarter way to manage your expenses and build your business, while you earn rewards.

VISA Discounts

Shop with your CAP COM VISA and save.

Save money with special offers from VISA, no matter which credit card you have. Discover the discounts available to CAP COM members from national retailers, local restaurants and online shopping. Check back often as the offers change on a regular basis.

VISA® Gift Cards

The perfect gift!

Looking for a perfect gift? VISA Gift Cards always work! People will love being able to use the card just like cash at their favorite stores and restaurants. Stop by any of our local branches and walk away with a CAP COM VISA Gift Card in a matter of minutes. There is a $3 purchasing fee and additional fees and restrictions may apply.

Debt Consolidation Calculator

Achieve financial freedom

A better way to manage your credit card debt is with a low-rate, fixed percentage CAP COM Credit Card. Consolidate all your credit card balances into a CAP COM loan or transfer it to your CAP COM VISA® Credit Card.

We've developed an easy-to-use Debt Consolidation calculator to help you take the first step toward financial freedom! The calculator will show you our Personal Loan options. We also offer a variety of other loans for debt consolidation.

Transfer a Balance

If you have a high interest rate credit card, transferring your balance to a CAP COM Credit Card could lower your rate and save you money. Whether you apply for our 9.90% VISA Platinum Card or the 13.90% VISA Classic, you will save money on cards that may charge 19% or even 24% interest. We never charge a balance transfer fee, which most banks build automatically into your payments.

VISA Checkout

A safe, simple and easy way to check out online!

CAP COM and VISA Checkout make shopping online more enjoyable by making it easier to complete your purchase. Just enter your username and password at checkout and you're finished. You can use it from any device, with either your CAP COM VISA credit or debit card, and, best of all, there is no need to re-enter your information every time you shop! Click here for additional information.

Credit Card Safety

Tips for Protecting Your Credit Card

No matter what credit card you have, you need to be vigilant about protecting it.

  • Never keep your PIN number in the same location as your card.
  • Check your statement frequently to make sure all your purchases are legitimate.
  • Let us know if you are traveling out of the country or going somewhere that is out of your normal routine.
  • Notify us immediately if you lose your wallet or misplace your card.
  • Write down your credit card number and keep it with your valuable documents in your home.
  • Sign the back of your card as soon as you receive it.

Lost/Stolen card

Important Contact Information

Should you need to call or write in regards to your VISA account, here are the important contacts you’ll need. If you are looking to make a payment or concerned about a lost credit card, just give us a call.

Lost or Stolen Card?
Call: (800) 449-7728
TTY: (800) 221-7728

VISA® payment address:
CAP COM Federal Credit Union
P.O. Box 5713
Hicksville, NY 11802-5713

All other correspondence:
CAP COM Federal Credit Union
4 Winners Circle, Albany, NY 12205