Data thieves are on the prowl for unsuspecting shoppers hunting for bargains or gifts. While you're shopping online, follow a few simple tips to help protect your accounts and your identity.
1 Only shop on secure websites.
Make sure your online shopping is completed on a website that starts with https://. Sometimes the “s”, which shows the website is secure, does not appear until you are on the actual order page. You can also look for a closed padlock or an unbroken key at the bottom of the screen.
2 Monitor your transactions.
Make your online purchases with a credit card you know is protected against unauthorized purchases. And, monitor your transactions frequently so you can take care of problems immediately.
3 Use familiar websites.
Make sure you either know or research the company you will use for the online purchase. Also look for a physical business address and a phone number on the website. This will give you contact information in case of problems or questions.
4 When in doubt, throw it out.
If something just doesn’t seem right during your shopping experience, don’t continue with the order.
5If a deal sounds too good to be true, it probably is.
It is very common to see high-end brand knock-offs offered at deep discounts compared to the real thing. If one online site is offering something at a fraction that all other retailers are, there is a good chance it is a counterfeited item from overseas. Don’t fall for it – the items might never even make it through US Customs.
6 Be careful of third-party payment apps.
Don’t use apps like Venmo, CashApp, or similar services to pay for goods. These are designed only to send money to people you know. If you use one of these to purchase goods or services, you lose the protections you would normally have from VISA to dispute the charges if you never receive the goods or services you were purchasing.
Did you know? To help protect our members, CAP COM employs the most advanced fraud detection and prevention technology and your CAP COM accounts are monitored around the clock by an experienced team of security professionals for any suspicious or potentially fraudulent activity.