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Our branches will be closed on Thursday, November 26, for Thanksgiving. Click here to learn more.

As we monitor health conditions in the Capital Region and adhere to official guidance, CAP COM may experience staff shortages. We appreciate your patience if you encounter longer wait times, or if your branch has shifted to drive-thru or appointment-only services. Please check back for the most up-to-date information.

Grow Your Savings the Easy Way

Thursday, 09 January 2020 05:00
A woman and man sitting at a desk with sunshine pouring in

You can build your savings effortlessly. Just set it on auto-pilot. 

The secret is to send a portion of each paycheck directly into your savings account. Chances are you won’t even miss it. It's easy to set up transfers in your online account or CAP COM mobile app (instructions below).

First things first. Start by deciding on an amount that fits your budget. Don’t worry if you don’t get the figure exactly right. You can always increase or decrease the amount to something that’s comfortable for you.

Adjust as needed. If you encounter a tight month, it’s easy to turn off the transfer (then turn it back on later.) Or you can make transfers manually whenever you want, rather than depending on a schedule.

You're always in control. What makes this savings method so satisfying is that it’s so simple to do – and you’re always in complete control.

How to Schedule Automatic Transfers

Online Account

1 Click Transfer. Or in the menu select Move Money, Schedule a Transfer.

2 Choose the “From” and “To” accounts.

3 Set the date. Click “Repeat transfer” and designate the frequency.

4 Enter the amount and a memo (optional).

5 Click “Make transfer.”

CAP COM Mobile App

1 Select transfer.

2 Chose “Schedule” and “Schedule a Transfer.”

3 Follow steps 2-5 in Online Account (above).

Is your payroll going elsewhere? If your paycheck, Social Security, or other direct deposits aren’t coming to your CAP COM account and you want them to, see how ClickSWITCH makes it easy.

Not comfortable doing this on your own? We’re here to help! Call (800) 634-2340 or visit any branch for assistance.