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System maintenance may disrupt banking services the evening of Wednesday, January 29. Find out more.

Reading Programs

Nothing opens a child's mind faster than a good book. We let our young members know how much we value literacy by offering three opportunities to earn money for reading books.

Get Money to read ALL year long!
Students in grades Kindergarten through 12 can earn up to $10 ($2 per book) during our Fall, Winter and Summer Reading Programs.

Download the Reading Program form and you could earn up to $30 per year!*

Book Entry Guidelines
Ages 4 to 8 submit a drawing of a scene or the cover for each book
Ages 9 to 12 submit a 50-word written summary
Ages 13 to 18 submit a 100-word written summary

Entry Deadlines:
Summer Reading: July 1 - August 31
Fall Reading: October 1 - November 30
Winter Reading: February 1 - March 31

How do I submit?
Submit the entry form with the book summaries to any branch location for an immediate deposit. Scan and email us or mail a copy to:

Attn: Great Grades
4 Winners Circle
Albany, NY 12205

Children in our School Banking Program can include a copy in a sealed envelope on School Banking days, or send a fax to (518) 435-7224.

For more information, call Educational Initiatives at (518) 458-2195, ext. 4656.

* Must be a CAP COM member with an active Youth Account to participate in this program. An active account is one where a deposit or transfer (other than a Great Grades or Reading Program deposit) has been made in the previous 12 months.