Routing Number 221373273
Our branches will be closing early on Tuesday, December 10. Click here to learn more.
All branches will close early on Tuesday, December 10 for a company-wide staff meeting. Our Brunswick, Glenmont, Malta, and North Greenbush branches will close at 3:30 pm; all other branches will close at 4 pm.
Our Call Center will remain open until 4:30 pm as usual. For your convenience, our automated phone system will be available, and you will continue to have full access to web and mobile banking.
Automatic coverage for your checking account, just in case.
When you do not have enough money in your account to cover a check, debit, or ACH transaction, money from this loan will be automatically deposited into your account. You can also transfer a specific amount to cover anticipated checks using Connect-24 online banking or our automated phone banking system.
If your Checking Account has insufficient funds, our Member Courtesy Pay program will cover your checks and preauthorized withdrawals (ACH withdrawals).
The Plus package features all the benefits of standard Member Courtesy Pay, while also covering overdrafts for Debit Card purchases and ATM transactions.
We will automatically transfer available money from your Savings Account to your Checking Account when you do not have sufficient funds available.
When you do not have enough money in your account to cover a check, debit, or ACH transaction, money from this loan will be automatically deposited into your account.