For Connect-24 or Mobile Banking assistance during Credit Union business hours, please call (800) 468-5500 and select option 2, then option 3.
For after-hours assistance with Connect-24 or Mobile Banking, please call (800) 468-5500 and select option 5. We’ll be happy to assist you.
You can save on your monthly mortgage payment by lowering your interest rate and/or shortening your term to pay off your mortgage faster by refinancing your existing loan. Learn more about the benefits of a cash-out refinance or home-equity refinance. Our experienced, licensed loan experts can help you choose the option that’s right for you!
If you have enough equity in your home, you can choose to borrow more than you need to pay off your mortgage and receive the remaining funds in a lump sum to use as you wish. The excess funds may be used for debt consolidation, home improvement or any other purpose and, you’d avoid a second loan on your home.
Based on your circumstances, you may want to consider a Home Equity Line of Credit to refinance your mortgage. We can finance a maximum of $200,000. The benefits of refinancing your mortgage with a Home Equity Line of Credit include no appraisal fee or escrow commitment and minimal closing costs as compared to a traditional refinance.
|FHA 30-year Fixed||3.500||4.653||0.0||$673.57|
Ask about other rates and terms, including loan-to-values (LTVs) up to 90% and ZERO closing costs!
|5 Years||3.250||Fixed||1st / 70% LTV||4 years|
|10 Years||3.750||Fixed||1st / 70% LTV||4 years|
|15 Years||3.990||Fixed||1st / 70% LTV||4 years|
|20 Years||4.750||Fixed||1st / 70% LTV||4 years|
|20 Years||5.250||Variable**||1st / 90% LTV||10 years|
|5 Years||3.750||Fixed||2nd / 70% LTV||4 years|
|10 Years||4.125||Fixed||2nd / 70% LTV||4 years|
|15 Years||4.625||Fixed||2nd / 70% LTV||4 years|
|20 Years||5.500||Fixed||2nd / 70% LTV||4 years|
|20 Years||5.250||Variable**||2nd - 90% LTV||10 years|
|20 Years||7.250||Variable**||2nd / 91-100% LTV||10 years|