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Patrick Kelly, originally from Glens Falls, New York, earned his Bachelor of Science in Electrical Engineering at Clarkson College and a Master of Science in Electrical Engineering at The Rochester Institute of Technology. He has worked in the communications industry for over 38 years and retired from Verizon after 30 years. Mr. Kelly has served as a member of the credit union’s Board of Directors since 1990. His tenure has included service on many committees over the years including as Chair of the Board of Managers for several years prior to his current role as Chair of the Board of Directors. He and his wife Maryann reside in Niskayuna.
John Ericson is a retired Detective from the crime scene investigation unit for Schenectady Police Department, where he served for 25 years. John attended Hudson Valley Community College Zone 5 Law Enforcement Academy, graduating as a New York State Certified Police Officer. He and his wife, Lisa, have two children named Natalie and Zachary. John volunteers his time at the Ancient Order of Hibernians where he currently serves as their Board President. In his spare time, John owns Little John's BBQ which takes up his weekends during the spring, fall, and summer. He has been a member of the credit union since 1982 and has served on many committees over the years. His service as a Board of Director’s member began with his appointment in 2015.
Marty is an attorney and certified public accountant, and a founding partner of the law firm Lavelle & Finn, LLP. Mr. Finn counsels clients on estate, financial, tax, business and elder law issues including personal and corporate tax planning, business counseling, structuring of business transactions, estate administration and estate and business succession planning. A major part of his practice involves assisting elderly clients and their families with tax and legal issues such as maximizing wealth and retirement income, governmental programs (e.g., Medicare and Medicaid) and disability planning including use of durable powers of attorney, supplemental needs trusts, health care proxies and living wills.
Mr. Finn holds a B.B.A. from Siena College (1980), a J.D. from Albany Law School (1983) and an LL.M. in Taxation from New York University (1989). He is a member of the American, New York State, Albany County and Schenectady County Bar Associations; the National Academy of Elder Law Attorneys, Inc.; the American Institute of Certified Public Accountants; and the New York State Society of Certified Public Accountants.
Mr. Finn is a frequent lecturer and, with his partner John H. Lavelle, is co-author of The Complete Trust Course (Half Moon Education, Inc., 2014), Cents & Sensibility: The Practical Guide to Money & Aging (iUniverse, 2006) and Estate Planning Techniques for Mid-Sized Estates (PESI, 2005).
Mr. Finn has been a credit union volunteer for 9 years. His tenure includes serving on the Board of Managers as well as Supervisory Committee, where he held the position of Chair for 2 years. Mr. Finn is Steering Committee Chair and Conference Chair of the AICPA Conference on Tax Strategies for the High-Income Individual; Conference Chair of the 2015 AICPA Sophisticated Tax Conference; Member of the Board of Directors and Treasurer of the Schenectady County Chamber Foundation; and Member of the Board of Directors of the Schenectady County Industrial Development Agency.
Elizabeth (Beth) King joined our Board of Directors team, serving on the Legislative Review Committee. She currently serves as Director of Member Benefits at the Civil Service Employees Association (CSEA). Beth was promoted to this position after spending three years as CSEA’s Director of Purchasing. Prior to joining CSEA, Beth worked for over 17 years as an Account Representative for Business Partners Forms and Systems, Inc. During her time with Business Partners, Beth was named key employee to the President not only managing her sales accounts but assisting with accounting activities, overseeing customer service operations, and creating strategic plans.
Beth is a graduate of Siena College where she earned a Bachelor of Science degree in 1987. She is an active member of Purchasing Power’s Public Sector Advisory Board and is a past member of the Print Services Distribution Association as well as a past council member for Faith Lutheran Church. Beth has two grown daughters Lindsay and Halle and currently resides in Brunswick, NY with her husband Joe.
Mark Marchand has served as a Board of Director’s member for the credit union since 2004. Mr. Marchand is an adjunct professor in the Journalism Department at the University at Albany (SUNY). He is also a writer and consults on public relations, strategic communications, and crisis communications. Previously, he was Director of News and Editorial Services at Rensselaer Polytechnic Institute, and Director of Communications at SUNY’s Rockefeller Institute of Government. In 2007, he retired as a Senior Manager in Corporate Communications at Verizon, where he worked for over 24 years at assignments in Boston, Albany, and Verizon headquarters in Basking Ridge, N.J. Prior to working for Verizon, Mark was a science and technology publicist at Boston University and worked as a reporter for two Massachusetts daily newspapers and a radio station.
He is a graduate of the University of Massachusetts in Amherst, where he earned a Bachelor of Science degree in 1980. He is a private pilot, and in the past served on the board of directors at the Parsons Child and Family Center, Empire State Aerosciences Museum, and the Albany chapter of the American Cancer Society. He resides in Clifton Park with his wife Elisa Gallaro. They have two sons, sons Daniel and Gregory.
Chip Lawrence is currently employed by Verizon, where he began his employment in 1995. He joined the credit union that same year. Chip attended The University at Albany, graduating with a Bachelor of Science in Mathematics in 1995. He earned his Associate Certificate in Project Management in 2009 from The George Washington University of Business and became a certified Project Management Professional in 2009 by The Project Management Institute. Chip has been a credit union volunteer for 12 years, during which he served as a member of the Board of Managers, and on the Executive, ALCO and Legislative Review committees.
Bill Fitzpatrick retired from General Electric after 34 years as Resin Department Leader. He began his Board service as a Member of Silicone employees Federal Credit Union (prior to its merger with CAP COM) in 2005. Bill has served on the Board of Directors since that time.
Bill was born and raised in Troy, New York. He attended Catholic Central High School and Hudson Valley Community College. Serving four (4) years in the Air Force and a Vietnam veteran. He held the rank of Staff Sergeant and was a crew chief for the DC-9s and Fighters. Bill has been married to his wife Joan for 48 years and has 2 daughters and 4 grandchildren.
Peter Komarinski has been a credit union volunteer for more than 30 years. His tenure includes serving as Vice Chairman, Chair of the Supervisory Committee, and member of the Governance and Asset/Liability Management Committees among others. Professionally, Peter is the principal consultant of a biometric consulting company and retired from New York State service. His work as a volunteer associates him with some of brightest, most dedicated, and talented people he has known in projects aimed at improving the lives of members and communities. Being a Broadview volunteer brings Peter a great deal of satisfaction. He notes that it is difficult to imagine the enjoyment waiting when you raise your hand and say, “I can help.”
Ron Rock has served as a credit union volunteer for more than 33 years. His New York State career spanned more than 30 years, including appointed positions by three Governors, in the Governor’s Office and the Division of the Budget. Ron is now part of the firm Brown and Weinraub with offices in Albany and New York City. He has had the privilege of serving as the Board of Director’s Chair for legacy SEFCU from 2005 to 2022. Ron volunteers because he believes in the cooperative spirit where the organization is owned by the members it serves and, more importantly, Broadview’s progressive agenda not only for our members, but for the communities we serve.
Sheri Scavone has been a volunteer with the credit union for 14 years. She is the Executive Director of the Western New York Women's Foundation. Sheri has also served on various committees including the Community Support and the Board Integration/Inorganic Growth Committees. Sheri volunteers for Broadview because she believes in the organization’s mission and in particular, its "commitment in giving back to the communities in which we live, work, and play."
Mary Warr-Cowans has been a volunteer with the credit union for 25 years. She is retired from the New York State Department of Health, Division of Nutrition. Mary is a member of several professional associations relating to nutrition and is a New York State certified dietitian and nutritionist. Her tenure includes serving on the Community Support and Chair of the Inorganic Growth Committees. Volunteering is important to Mary because she grew up during the '60s and '70s in an age of tremendous change and in a family that actively participated in the community — in schools, in church, in local government, and in organizations working to improve the lives of people. She was taught through example that giving back to help those in need is not only a basic right of being a good citizen, but a responsibility. Working together we can make a difference, so volunteering goes to the core of who Mary is and the environment in which she was raised. Because of this belief she feels especially proud to be a Broadview volunteer as the credit union does so much in communities to help people in need. By being a volunteer, Mary says "I am part of something bigger than herself and through our collective efforts we are doing our part to make the world a better place."
Philip Fields is the Chair of the Supervisory Committee. He has served as a volunteer on the Supervisory Committee for four years and is now a member of Broadview’s Board of Directors.
Philip notes that he sees Broadview as an organization that helps those in need as well as positioning members to be in a better financial position through low rates and fees. He recognizes that staff are very committed to inspiring people from all walks of life to have a better living situation and he supports Broadview’s services to the community.
He is currently appointed as the Director of Budget for the New York State Assembly Ways and Means Committee and has served in various appointments within the New York State Assembly. Philip also serves as the Deputy Chair of the Schenectady County Legislature and is currently Chair of the County Rules Committee as well as the County Ways and Means Committee.Philip volunteers for the Capital Region Youth Tennis Foundation "15Love" and many other community and cultural organizations. He earned his Master’s and Bachelor’s Degrees in Economics from the State University of New York at Albany.
Vince Colonno has been a volunteer with the credit union for 26 years. He is past CEO of Catholic Charities of the Diocese of Albany. Vincent currently serve as the Vice Chair of the Board and has served on the Asset/Liability Management Committee and as Chair of the CEO Compensation/Evaluation Committee. Volunteering is important to Vince because it helps fulfill one of his life’s goals which is helping people.
Leonard Smith has been a member of the credit union’s Board of Directors since 1984. He was appointed Secretary of the Board in 1997. Previously, Len held the position of Assistant Secretary/Treasurer. In addition to his service on the Board, he has served on several committees including the Delinquency, Human Resources, Strategic Issues, Asset/Liability Management, Supervisory, Community Support, Chair of the Governance, and CEO Evaluation/Compensation Committees.
Len is retired from the Structures Division of the New York State Department of Transportation where I was employed for 35 years. He received his Associate’s Degree in Liberal Arts from Hudson Valley Community College in 1966 and his Industrial Labor Relations Degree from Cornell University in 1979.
Timothy Jennings has been a volunteer with the credit union for 26 years and currently serves as Treasurer. He is retired from the Research Foundation for the State University of New York where he served as the Assistant Vice President for the Finance Office. Tim currently serves as Chair of the Asset/Liability Management Committee, and he is also a Certified Public Accountant.
Harold Horning has been a credit union member since 1965 and was the CEO of legacy CAP COM FCU from 1984 to 1995. He has been a volunteer with the organization for 49 years, serving on the Board of Directors since 1974, and as Chair of the Board (of legacy CAP COM) from 1997 to 2000. Harold has served on many credit union volunteer committees. He retired form NYNEX in 1984 after 31 years of employment and is an active member of the Telephone Pioneers of America as well as the Directory Alumni Council and is involved in various golf leagues. Harold was most recently awarded with the NAFCU Volunteer of the Year award for his dedication and commitment to the industry and credit union as a whole.
A credit union member since 1957, Edward Gilligan began his service as a Board member in 1993, which included serving as Chair of the Board (of legacy CAP COM) from 2000 through 2019. Ed retired from the telephone company in 1997 after 41.5 years of service. In his capacity as Board member, Ed’s service includes roles as First Vice Chair of the Board, and a member of the credit union’s Executive, Volunteer Loan, Risk Governance, Policy Review, Supervisory, Financial Services Board, and Legislative Review Committees. Other committees he served on include Volunteer Recognition/Training, Volunteer Recruiting, Volunteer Activities, and the Nominating Committee. When Ed is not working with the credit union, he enjoys spending time with his family.
Paul St. John has served as a volunteer for the credit union for 41 years. He is a retired civil engineer from New York State Department of Transportation and currently owns and operates a concrete consulting business. As a volunteer, he served as Vice Chairman from 1978 to 1988, Chairman from 1988 to 1993, and currently serves on the Asset/Liability Management, CEO Evaluation/Compensation Committee, and Supervisory Committees. Paul notes that he volunteers because "in 1977 we needed some new services: namely, same day deposit and withdrawal of funds. Once that was accomplished, I was a dedicated board member."
Kenneth Hahn has been a credit union volunteer (for legacy SEFCU) for 35 years. He is a retired civil engineer from the New York State Department of Transportation. Ken served as Vice Chairman of the Board from 1990 to 1993 and as Chairman from 1994 to 2005. He currently sits on the Bylaws, Governance, and CEO Compensation Committees. Ken says he volunteers for its intrinsic rewards, noting "My service has permitted me to participate in making decisions that contribute positively to the financial wellbeing of many individuals and families. It’s very satisfying."
Portia Lee is Managing Director of Public Finance and Portfolio Monitoring. She is responsible for supervising and directing DASNY bond issuance in the capital markets, implementing and overseeing financing programs, overseeing DASNY’s compliance with continuing disclosure requirements, and monitoring the financial condition of existing DASNY clients.
Portia previously served as Senior Investment Officer at the New York State Comptroller’s Office where her responsibilities were assisting in the administration of the long-term fixed income portfolio of the New York State Common Retirement Fund, as well as the short-term portfolio and the Securities Lending Program.
From 1995 to 2005, Portia worked at Moody’s Investors Service where she most recently served as Vice President and Senior Credit Officer in the Public Finance Housing Group. Portia has a Bachelor’s Degree from the State University of New York at Albany.
Hon. Dr. Brenda Robinson is a Doctorate prepared Registered Nurse who was born and raised in Albany NY. She wears many hats revolving around community service, health and advocacy. She has worked for the Veteran Health Administration for over 25 years. and serves as the City of Albany Human Rights Commissioner since 2013. In addition, she is an Albany Public Library Board Trustee and also President of the Arbor Hill Neighborhood Association. She works diligently in her community, city and nationally.
Hon. Dr. Robinson is a proud graduate of Albany High School, Hudson Valley Community College as a Registered Nurse, with an Associate Science degree. She obtained her Bachelor’s degree in Nursing from SUNY Institute of Technology, and both her Master’s and Doctorate degrees in Nursing at Walden University. She also holds an MSN, Advanced Certification Family Nurse Practitioner from SUNYPoly Technical Institute as well as a second Doctorate in Public Service from Russell Sage College.
Hon. Dr. Brenda Robinson is the CEO and Founder of the Black Nurses Coalition, Inc. whose mission is to eliminate healthcare disparities amongst minorities and low-income individuals. She created the BNC Vax Team, African American vaccination team, breaking the whiteness of the Covid-19 Vaccinators and vaccine pods. Dr. Robinson and the Black Nurses Coalition are the primary applicant and the organization approved for a nursing focused charter school to open in Albany in 2023.
Hon. Dr. Robinson has a passion for freedom, justice, Equity, and optimal healthcare for all! She is a pioneer. She has been selected as the Chamber of Commerce Woman of Excellence for Distinguish Career ,May 2022. She was awarded the prestigious Henry Jonhson Award and 9/11/2021 was named “Dr. Brenda Robinson Day” by the Mayor of Albany. She was honored as the City’s Most Remarkable Women and was featured on Channel 10 for several months in 2021. She was honored by the Albany County Legislatures for going above and beyond during Covid-19. Dr. Robinson has received numerous awards and accolades for her work.
Amy Barber joined the credit union’s Supervisory Committee in April of 2021. She is currently retired but was previously employed for over 30 years with Niagara Mohawk Power Corporation (National Grid). At the time of retirement, Amy held the position of Eastern Division Manager of Integrated Resources and Budget. Other positions within Niagara Mohawk encompassed Government Affairs, Public Relations, Consumer Advocate, and Schenectady Area Manager. Subsequent to retirement from Niagara Mohawk, she was employed as Lead Analyst – Real Estate for New York State Electric and Gas (Iberdrola) in the Mechanicville Division.
Amy is a graduate of Russell Sage College in Troy, where she earned a Master’s Degree in human resource management. She has been active in many community organizations, serving as Chair of the Board for the Commission on Economic Opportunity in Rensselaer County, Schenectady County Chamber of Commerce, Rensselaer County Red Cross Board, and the Schenectady County Economic Development Commission. Amy was Chair of the Supervisory Committee for Niagara Mohawk Troy Employees Federal Credit Union. A former Rotarian, Amy also was awarded Woman of the Year by the Troy Business and Professional Women. She currently serves as a VITA Volunteer for Captain Community Human Services in Clifton Park. She resides in Clifton Park with her husband Stephen.
Lou Anne spent her entire career working in the financial industry and retired from Homeowners Advantage (a subsidiary of legacy CAP COM) as the Director of Mortgage Servicing and Secondary Market. She holds a Bachelor’s Degree in Accounting from Siena College. Throughout her career, Lou Anne was involved with many banking and credit union organizations and chaired several committees. In her capacity as a volunteer, Lou Anne has served as a member of the Board of Managers for 5 years, as Vice Chair of the Supervisory Committee, as well as serving on the Risk Governance Committee. She and her husband George live in Waterford and look forward to spending their golden years traveling the countryside.
Robert Davis has been an active credit union volunteer since July of 1993. During his tenure, he has served on the Board of Managers, the Policy Review Committee, the credit union’s Financial Services Board of Managers and Investment Committee, as well as the Chair of the Supervisory Committee.
Bob also served as the President of the West Point Parent’s Club of Upstate New York for several years. He served as a Field Force Representative for the United States Military Academy Admissions Office. Two of his three sons are USMA graduates representing the Class of 2004 and 2007.
Bob retired from Verizon in November of 2003. At that time, he was responsible for workforce training and education in New York and New England. He and his wife, Eileen, reside in Delmar. In his spare time, Bob enjoys restoring classic muscle cars.
Annual Percentage Rate (APR). All rates quoted are the lowest available rates. Actual interest rate will be based on overall creditworthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 5.99% APR for 60 months, with no additional payment protection would be $484.36, or $223.77 biweekly. Rates accurate as of August 25, 2023 and subject to change without notice. Broadview membership is required.
APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Fees and other conditions may reduce earnings.
Dividends on Share Certificates accrue daily and are considered earned as accrued. Dividends are paid the last day of the month except when partial withdrawals are made or early closeout occurs. Withdrawals of dividends, fees and other conditions may reduce the earnings. Penalties may apply for early withdrawal. CAP COM membership is required.
APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall creditworthiness. Variable rates may increase over time. Representative payment for a 30 year fixed mortgage at 6.75% with a 6.912% APR is $6.59 per $1,000 borrowed. Representative payment for 10/6 ARM at 6.000% with a 6.903% APR is $6.59 per $1,000 borrowed for the first 10 years then subject to increase. Rates are accurate as of 3/4/2024 10:33 AM and are subject to change without notice. Adjustable Rate Mortgage (ARM) rates quoted are based on Credit Union membership at the time of loan disbursal and selection of our Automatic Payment Plan. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Ask about other rates and terms.
The representative monthly payment based on a 5-year term Personal Loan at 9.99% Annual Percentage Rate is $21.24 per $1,000 borrowed. Rates are accurate as of 12/20/2023 6:55 AM and are subject to change without notice.
APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date, may be variable, and may be subject to change after the account is opened. Fees and other conditions may reduce earnings.
A $1 initial deposit is required to open an account. CAP COM membership is required.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
Already a CAP COM member?
Apply for a credit card here.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
Already a CAP COM member?
Apply for a loan here.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
Already a CAP COM member?
Open an account here.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
Already a CAP COM member?
Log in → Additional Services → Add an Account
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
To become a member, call us at (844) 622-CSEA (2732)
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
To become a member, call us at (844) 622-CSEA (2732)
Already a CAP COM member?
Apply online here.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
Already a CAP COM member?
Apply for a loan here.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
Already a CAP COM member?
Apply for a loan here.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.
To become a member, call us at (844) 622-CSEA (2732)
The CSEA Home Equity Line of Credit is offered in partnership with CAP COM. As a CAP COM member and CSEA member, you are eligible to apply.
Hello! Thank you for choosing to bank with us.
As we continue to integrate our systems to better serve you, we will guide you to Broadview's site for the most efficient application processing.