Young Adult Checking

FREE ATMs* and Easy Mobile Banking

Experience banking designed especially for people ages 15-25¹.

Use your VISA® Debit Card FREE at any ATM in the world¹
Access your account online or with our app
Transfer money among family and friends
Receive your debit card instantly when you open an account in a branch

Open Account

^{When opening your account online, have your Social Security number and driver’s license or ID handy.}

Resources

Your Branch Is Mobile

Find CO-OP shared branches and ATMs wherever you go in the U.S.
Deposit checks using your phone and our mobile app
Mobile, online, and text banking
VISA® Debit Card with text alerts and ON-OFF switch
Overdraft protection

Young Adult Services

“The College Bound Team was very patient with me and walked me through how the loan could affect my future income. They even gave me advice on my resume and skills that impress human resource departments!”

- Kathryn, Clifton Park

* CAP COM will reimburse members with Young Adult Checking for ATM surcharges up to $5 and International Service Assessments incurred when using their CAP COM Debit Card within 24 hours of the transaction.

1. Membership eligibility applies. A $1 initial deposit is required to open an account.