Masks required. The new CDC recommendations are a breath of fresh air for many. As we await guidance updates from NYS, we will continue to evaluate and update our policies as appropriate. Please continue to wear a mask when visiting CAP COM. Thank you.

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Youth Savings Account

Accounts for children to help prepare them for the future.

Kids create good financial habits for life when they have their own savings account1.

  • Open an account that’s designed for children up to age 14
  • Save allowance money on a regular basis
  • Stash birthday and holiday money received from family
  • As savings grow, make smart spending decisions

It's Easy to Join

Apply online | Visit a nearby branch | Call (800) 634-2340
When opening a youth account online, you'll need these items: your child's Social Security number, your SSN and driver’s license or ID handy.


What You Get

Rewards

Watch their accounts grow while earning from fun activities.

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Welcome Gifts

Here's what you get when you open a new youth savings account with CAP COM:

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  • Cool tie-dye T-shirt
  • Savings register

If you open your account at a branch, take the gifts home with you. If you open your account online or by phone, come visit us to pick up your gifts and make your first deposit.

PTA/PTO Bonus

CAP COM awards PTAs/PTOs associated with School Banking $10 for each new account.*

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If you open an account online:

  • After entering the initial information, select "Youth Primary Savings" account.
  • If your school participates in School Banking, then it will be included in the dropdown list and you will be enrolled in School Banking.

*PTA/PTO reward limited to $300 per school.