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Youth Savings Account

Accounts for children to help prepare them for the future.

Kids create good financial habits for life when they have their own savings account1.

  • Open an account that’s designed for children up to age 14
  • Save allowance money on a regular basis
  • Stash birthday and holiday money received from family
  • As savings grow, make smart spending decisions

It's Easy to Join

Apply online | Visit a nearby branch | Call (800) 634-2340
When opening a youth account online, you'll need these items: your child's Social Security number, your SSN and driver’s license or ID handy.

What You Get


Watch their accounts grow while earning from fun activities.


Welcome Gifts

Here's what you get when you open a new youth savings account with CAP COM:


  • Cool tie-dye T-shirt
  • Savings register

If you open your account at a branch, take the gifts home with you. If you open your account online or by phone, come visit us to pick up your gifts and make your first deposit.


CAP COM awards PTAs/PTOs associated with School Banking $10 for each new account.*


If you open an account online:

  • After entering the initial information, select "Youth Primary Savings" account.
  • If your school participates in School Banking, then it will be included in the dropdown list and you will be enrolled in School Banking.

*PTA/PTO reward limited to $300 per school.