Masks required. The new CDC recommendations are a breath of fresh air for many. As we await guidance updates from NYS, we will continue to evaluate and update our policies as appropriate. Please continue to wear a mask when visiting CAP COM. Thank you.
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Youth Savings Account
Accounts for children to help prepare them for the future.
Kids create good financial habits for life when they have their own savings account1.
- Open an account that’s designed for children up to age 14
- Save allowance money on a regular basis
- Stash birthday and holiday money received from family
- As savings grow, make smart spending decisions
It's Easy to Join
Apply online | Visit a nearby branch | Call (800) 634-2340
When opening a youth account online, you'll need these items: your child's Social Security number, your SSN and driver’s license or ID handy.
What You Get
Rewards
Watch their accounts grow while earning from fun activities.
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- Reading Program: Earn up to $30 per year (K-12)
- Great Grades: $30 for final report card at the end of current school year (K-12)
- Drawing Contests: Winners receive $25 gift cards (ages 5-12)
Welcome Gifts
Here's what you get when you open a new youth savings account with CAP COM:
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- Cool tie-dye T-shirt
- Savings register
If you open your account at a branch, take the gifts home with you. If you open your account online or by phone, come visit us to pick up your gifts and make your first deposit.
PTA/PTO Bonus
CAP COM awards PTAs/PTOs associated with School Banking $10 for each new account.*
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If you open an account online:
- After entering the initial information, select "Youth Primary Savings" account.
- If your school participates in School Banking, then it will be included in the dropdown list and you will be enrolled in School Banking.
*PTA/PTO reward limited to $300 per school.
