Masks required. The new CDC recommendations are a breath of fresh air for many. As we await guidance updates from NYS, we will continue to evaluate and update our policies as appropriate. Please continue to wear a mask when visiting CAP COM. Thank you.

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Students Earn Money

You deserve to be rewarded from kindergarten through high school

Earn money when you:

  • Share your report card for Great Grades reward1
  • Read books and write brief reports through our Reading Program1
  • Win one of our drawing contests

Youth Savings Challenge

Saving is a lifelong endeavor, so make 2021 a special year for your young saver.

  • Winners of $100, $50, and $25 gift cards are drawn every two months in 2021.
  • Two grand prizes of $500 will be awarded – one each in July 2021 and January 2022.

Learn How You Can Enter

Youth Drawing Contests

Youth members between the ages of 5 and 12 can enter our Youth Drawing Contest and recognize real-life heroes. Winning artists receive $25 VISA® gift cards. The entry deadline is May 15.

Each hero might do things differently, but making a positive difference in another person’s life is what they all have in common. Who’s your hero?

Download Entry Form (pdf)

Reading Program

Three times every school year, students in grades K-12 can earn up to $10 during our Fall, Winter and Summer Reading Programs. Members with active Youth Accounts1 could earn up to $30 per year!

  • Read books
  • Draw pictures
  • Write short reports
  • Add to your savings

 

Download Entry Form (pdf)

Great Grades

Earn up to $30 every year from kindergarten to 12th grade!

Submit your end-of-year report card between June 1 and August 31 of the same school year. Valid for students in grades K-12 who have a Youth Account.1

 

How to Submit Your Grades

Learning Center

A stack of money with 529 Savings written on a piece of paper on top of cash

529 Plans

A 529 Plan is a popular way to save for college. It also comes with some possible state tax advantages.

Learn from an Expert

Talk to Little Ones About Saving

The first step to teaching your kids about money is talking about it.

Read the Tips

A father and daughter sitting at the kitchen table looking at a tablet

Educate Kids on Cyber Safety

Kids are literally growing up "connected." While this has many benefits, these opportunities also come with risks.

Understand Safe Methods

Bank Well, Live Well

Simplify your finances and enhance your life. Make the most of every CAP COM benefit.

Join School Banking

Receive a welcome kit, T-shirt, and deposit pouch when you join School Banking. We are active in 70+ schools.

See How to Join

Using a Debit Card

Your checking account comes with a debit card, which you can use to make purchases at the movie theater, mall, stores, gas station. Use an ATM without fees anywhere in the world.

Get Started

Paying for College

Our Certified College Funding Specialists can help you locate funding resources and build a financing plan.

Free Appointment for Members

  1. Must be a CAP COM member with an active Youth Account to participate in these programs. An active account is one where a deposit or transfer (other than a Great Grades or Reading Program deposit) has been made in the previous 12 months.