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LoanXpress

Fast and Easy Loans 1-2-3

LoanXpress makes it easy to get the money you need without going through the usual application process. If you’re pre-approved for funding, you can put it on the fast track!

1. See if you’re pre-approved!

Log in to your online banking account or mobile app and choose LoanXpress from the Menu. If you’re pre-approved, you’ll see credit card and/or loan offers waiting.1

2. Customize your loan.

Adjust the amount and term to see your estimated payment and view disclosures before you move ahead.

3. You’re always in control.

After we receive your submission, we’ll call you to confirm and answer any questions you have. If a signature is required, most documents can be e-signed or you can always stop by a branch.

 

Need a loan now?

Log in to your online banking account or mobile app. Choose LoanXpress from the Menu. On Apple Devices, choose “More” at the bottom of your screen. If you have an Android device, tap  in the upper left corner of your screen.


FAQs

Although this is a loan preapproval prescreen program, the member’s credit report is not affected. No inquiries will show on your credit report.

Yes! You can apply online or using the “Apply For A Loan” feature in our mobile app. We will review your application and reach out to you.

Specific offers will eventually expire. Please make note of the Offer Expiration Date found on your original Offer Letter. However, CAP COM will refresh LoanXpress offers quarterly. So, if your offer does expire before you have a chance to take advantage of it, you may receive a new offer to take its place on the very next day.

Your loan must be completed and funded by the time your offer expires. If you are considering an offer it is recommended that you accept the offer at least 5 days prior to the expiration date.

You may opt out of prescreen offers at any time by calling toll-free (888) 567-8688. You can also give CAP COM a call and we can make a note on your account that you do not want to receive LoanXpress offers.

1. These offers are made available to you on the condition that you have a sufficient and verifiable source of income to meet the payment obligation and there has been no material change in your financial condition or creditworthiness. CAP COM FCU retains the right to perform an additional review including, but not limited to, requiring verification of information or obtaining a consumer report to verify such information prior to loan disbursement. The Interest rate disclosed is accurate at the time this offer is made and may change based on the rate in effect at the time you accept the offer and become legally obligated for the loan. Taking advantage of one or more of the offers may affect your credit and the status of your remaining pre-approved offers. CAP COM FCU retains the right to perform an additional review if we become aware that such a change may have or has occurred. When property is necessary to secure a loan offer, the offer shall be subject to other conditions (unrelated to the financial condition or creditworthiness) such as, but not limited to, an acceptable valuation of the property offered and determination of clear title to such property. Offer valid for original recipient of offer. Offer is not transferable. If you would like to take advantage of multiple products or borrow a greater amount than you have been pre-approved for, you may be given an option to “Apply” within LoanXpress. This triggers a new loan application at which point a Lending Representative will follow up with you. Credit Union membership is required for loan disbursement. Other terms and rates are available.