COVID-19 and Stimulus Payment Information. Business PPP and CAP COM Support.

Savings Options

Build your savings with an array of solutions to suit your needs.

Enjoy these benefits and a whole lot more:

  • Free goal-setting and budgeting tools
  • Sub-accounts to save for specific purposes
  • Certificates with great rates and a range of terms
  • Schedule transfers to build savings

Savings Solutions


Money Market



Savings for Your Needs

Compare your savings options: Primary Savings, Member's Choice sub-accounts, Youth Savings, Health Savings (HSA), and Individual Retirement Accounts (IRA).

Money Market

Build Savings Faster

You’ll earn more than a traditional savings account and retain access to your funds. Enjoy unlimited cash withdrawals and a supply of checks. Learn more about Money Markets.


Fantastic Rates

What makes our certificates such a popular choice? They feature excellent fixed rates and guaranteed returns with terms as short as three months. iSave certificates even allow ongoing deposits.

Open Account

Already a CAP COM member?

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May Differ by Account

View Rates

Variable. Up to  % APY1

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Fixed. Up to  % APY1

View Rates

Minimum to Earn Dividends


View Tiers


View Tiers

$500 - $250,000

View Tiers


Unlimited Withdrawals: Primary, Member's Choice, Youth

See Terms for IRA | HSA

Unlimited Cash Withdrawals and Transfers

Penalty for Early Withdrawal

See Terms

Monthly Fees




24/7 Online Banking & Mobile App




Save Up & You Could Win $2,021

Join the CAP COM Savings Challenge for your chance to win the grand prize of $2,021 or one of two smaller prizes. See how you can set a savings goal and put money aside without feeling the pinch. Enter the sweepstakes and if you win, we’ll jumpstart your savings!

Enter Sweepstakes

Build Your Savings Effortlessly

While you’re busy with life, your savings can grow on its own. How? Schedule automatic transfers to your savings account.


Learn More

Bank Well, Live Well

Simplify your finances and enhance your life. Make the most of every CAP COM benefit.

Get Our Mobile App

Your personal branch is open 24/7 when you bank with our mobile app. See balances, make transfers, pay bills, and more.

Bank On The Go

Payroll Deposit Helper

In just a few clicks, submit requests to switch your direct deposits (payroll, Social Security, etc.) to CAP COM.

ClickSWITCH Makes It Easy


LoanXpress makes it easy to get the money you need without going through the usual application process.

See How

  1. APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date, may be variable, and may be subject to change after the account is opened. Fees and other conditions may reduce earnings.