Savings Options

Build your savings with an array of solutions to suit your needs.

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Enjoy these benefits and a whole lot more:

  • Free goal-setting and budgeting tools

  • Sub-accounts to save for specific purposes

  • Certificates with great rates and a range of terms

  • Schedule transfers to build savings

Savings Solutions


Money Market



Savings for Your Needs

Compare your savings options: Primary Savings, Member's Choice sub-accounts, Youth Savings, Health Savings (HSA), and Individual Retirement Accounts (IRA).

Money Market

Build Savings Faster

You’ll earn more than a traditional savings account and retain access to your funds. Enjoy unlimited cash withdrawals and a supply of checks. Learn more about Money Markets.


Fantastic Rates

What makes our certificates such a popular choice? They feature excellent fixed rates and guaranteed returns with terms as short as three months. iSave certificates even allow ongoing deposits.


Rates for Savings

May Differ by Account

View Rates

Rates for Money Market

Variable. Up to  % APY1

View Rates


Rates for Certificates

Fixed. Up to 5.00% APY1

View Rates

Minimum to Earn Dividends

Minimum to Earn Dividends for Savings


View Tiers

Minimum to Earn Dividends for Money Market


View Tiers

Minimum to Earn Dividends for Certificates

$100 - $500

View Tiers


Access for Savings

Unlimited Withdrawals: Primary, Member's Choice, Youth

See Terms for IRA | HSA

Access for Money Market

Unlimited Cash Withdrawals and Transfers

Access for Certificates

Penalty for Early Withdrawal

See Terms

Monthly Fees

Monthly Fees for Savings


Monthly Fees for Money Market


Monthly Fees for Certificates


24/7 Online Banking & Mobile App

24/7 Online Banking & Mobile App for Savings


24/7 Online Banking & Mobile App for Money Market


24/7 Online Banking & Mobile App for Certificates


Build Your Savings Effortlessly

While you’re busy with life, your savings can grow on its own. How? Schedule automatic transfers to your savings account.


Learn More

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Bank Well, Live Well

Simplify your finances and enhance your life. Make the most of every CAP COM benefit.

Your personal branch is open 24/7 when you bank with our mobile app. See balances, make transfers, pay bills, and more.

Bank On The Go

In just a few clicks, submit requests to switch your direct deposits (payroll, Social Security, etc.) to CAP COM.

ClickSWITCH Makes It Easy

LoanXpress makes it easy to get the money you need without going through the usual application process.

See How

  1. APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Rate is variable and may change after account is opened. Fees and other conditions may reduce earnings.