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Business Savings

Grow your business with access to liquidity.

Keep funds accessible and generate income.

  • Earn more with dividend-producing accounts
  • Tap liquidity to support operations and strategies
  • Manage accounts online or via mobile app 24/7

Start Here

View documents required for account opening.


Savings Solutions

Business Savings

Business Money Market

Business Certificates

Business Savings

Daily Operations

Earn competitive rates and access funds as needed. Designate and name additional accounts for specific purposes.

Business Money Market

Earn More with Access

This tiered account delivers a higher rate on larger balances. Make unlimited cash withdrawals and receive a supply of checks.

Business Certificates

Excellent Rates

Choose terms as short as six months and earn an excellent, guaranteed rate regardless of market fluctuations.

Rates

Rates for Business Savings

0.05% APY1

View Rates

Rates for Business Money Market

Variable. Up to 0.35% APY1

View Rates

Rates for Business Certificates

Fixed. Up to 4.00% APY1

View Rates

Minimum to Earn Dividends

Minimum to Earn Dividends for Business Savings

$100

See Details

Minimum to Earn Dividends for Business Money Market

$2,500

View Tiers

Minimum to Earn Dividends for Business Certificates

$5,000

View Tiers

Access

Access for Business Savings

Unlimited Withdrawals
Includes ACH Debits

See Terms

Access for Business Money Market

Unlimited Withdrawals
Includes ACH Debits and Paper Checks

See Terms

Access for Business Certificates

Penalty for Early Withdrawal

See Terms

Monthly Fees

Monthly Fees for Business Savings

None

Monthly Fees for Business Money Market

None

Monthly Fees for Business Certificates

None

24/7 Online Banking & Mobile App

24/7 Online Banking & Mobile App for Business Savings

Yes

24/7 Online Banking & Mobile App for Business Money Market

Yes

24/7 Online Banking & Mobile App for Business Certificates

Yes

Business Choice Account

Create sub-accounts to segregate income and expenses like taxes and bill payments. Create as many sub-accounts as you like and name them whatever you want.  

Examples:

  1. Taxes & Bill Expenses
  2. Set up real estate property sub-accounts
  3. Annual Giving Contribution

Contact Us

Bank On Success

Streamline finances, reduce expenses, generate income.
Make the most of CAP COM business benefits.

We'll help you get set up with the CAP COM app for your business.

Let Us Help

Reduce expenses with accounts that match your balances and volumes.

Checking Solutions

Tap a credit line for daily operations or a loan to finance commercial property, purchase vehicles, equipment, and more.

See Lending Solutions

  1. APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date, may be variable, and may be subject to change after the account is opened. Fees and other conditions may reduce earnings.