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COVID-19 and Stimulus Payment Information. Business PPP and CAP COM Support.

Personal and Student Loans

The cash you need, when you need it.

You have hopes, dreams, projects, and plans. CAP COM is here to help you achieve them as quickly and easily as possible.

Personal Loan

If you need cash for home improvements, to consolidate debt, or to cover a large unexpected expense, consider a Personal Loan.

  • Borrow up to $25,0001
  • Terms of 2 to 5 years
  • No collateral required
  • No application fee
  • Fixed monthly payments

Apply Now

Student Loans

If you're a college student with at least a half-time schedule, you may qualify for our Academic Advantage Loan.

  • Borrow up to $50,000
  • Eligible expenses: tuition, room and board, books, computers.2
  • No collateral required
  • Multiple payback options

Apply Now

Estimate Your Payments

When faced with a large expense like college tuition or major bills, a loan with a good rate and affordable payments can help cover it. Use our monthly payment calculator to:

  • Estimate your payment amount
  • See the effect of different terms and rates
  • Explore total interest over the life of the loan

Calculate Your Payment

Bank Well Live Well

Simplify your finances and enhance your life. Make the most of every CAP COM benefit.

College Bound

Our Certified College Funding Specialists can help you locate funding resources and build a financing plan.

Free Appointment for Members

Credit Cards

You’ll love our low, fixed-rate Visa® credit card with no annual or balance transfer fees, retailer discounts, 24/7 fraud protection, and more!

Get Details

Make it Happen

Home renovations, a college education, keeping an emergency fund for peace of mind. Why wait? We can help.

Home Equity Line of Credit

  1. The representative monthly payment based on a 5-year term Personal Loan at 7.49% Annual Percentage Rate is $20.03 per $1,000 borrowed. Rates are accurate as of   and are subject to change without notice.

  2. Restrictions apply. Must qualify for maximum loan amount. Two payback options are available: principle and interest payments for 180 months or interest-only payments for first 54 months followed by 180 months of principal and interest payments.