Our branches will be closed on Monday, January 18, in observance of Martin Luther King Jr. Day. Click here to learn more.

COVID-19 and Stimulus Payment Information. Business PPP and CAP COM Support.

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CAP COM Savings Challenge

Save up and enter for your chance to win $2,021!

A black man smiling, looking at his cell phone and drinking coffee in his kitchen

CAP COM Savings Challenge

Save up and enter for your chance to win $2,021!

What if you could bank where you own the place?

You do here. CAP COM is owned by 140,000+ people who live and work in the Capital Region. Experience award-winning service and teams who put you first!

That Sense of Belonging

Finally, financial services that make life easier and more enjoyable - with support from professionals who advocate for you.

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We Mean Business

Let our team help you find ways to boost interest income, access liquidity, and create operational efficiencies. Your financial goals get our full attention.

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We're In This Together

Providing compassionate support for our neighbors in need makes us whole. That's what community is all about.

See How CAP COM Cares

The difference CAP COM made in my life...It was big.

"The roof on my house needed to be replaced and there was no way I could pay for it on my own. So I applied for a loan. On my birthday, I got the call from CAP COM saying, 'You're approved!' What I heard was: 'You can do this.' It felt like a lifeline."

- Nancy S., Niskayuna

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Wherever life takes you, keep your money close by.

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