Commercial Real Estate

Obtain cost-effective financing for your next project.

For cost-effective commercial property loans tailored to your needs, our team eases the way.

  • Responsive service, fast decisions
  • Competitive rates, low commitment fees
  • Terms up to 15 years, amortization up to 25
  • No pre-payment penalty

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A Top Regional Lender

Commercial mortgage loan volume at CAP COM has more than doubled since 2019, vaulting from #10 to #5 among Capital Region commercial mortgage lenders (Albany Business Review, 2021). Jon Phillips, of Phillips Hardware, talks about how he overcame mounting business challenges with resources provided by CAP COM. Listen to the interview.

Finance Your Next Project

Purchase. Expand. New Construction. We're here to support a variety of projects and investments.

Apartment Complex






Your Business Advocates

Turn to your local business team to understand your unique needs, simplify the complexities of commercial lending, and streamline your funding.

  • Financing commercial projects of all sizes
  • Address today's needs, line up financing ahead
  • Loans designed to suit: right size, right price
  • In-house experts for swift decisions and support

Meet Your Team

Business Solutions

Choose cost-effective financial services
and a team dedicated to your success.

Business Credit Card

Choose our Business VISA® for its low fixed rate, limits by user, and rewards to redeem for cash or purchases.

Explore Card Benefits

Cash Management

Centralize multiple business accounts, manage cash flow, and access liquidity via your online dashboard.

Business Online Banking

Business Loans

Tap a credit line for daily operations or a loan to finance commercial property, purchase vehicles, equipment, and more.

See Lending Solutions