Nearest Branch
The Best, Again
Since 2012, Capital Region Living readers have voted CAP COM Best Customer Service. In 2020, we also won Best Credit Union!
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Our branches will be closed on Monday, January 18, in observance of Martin Luther King Jr. Day. Click here to learn more.
Come on Over
Why CAP COM? Find out!
It's amazing what you can accomplish when you're surrounded by people who root for you. You're the inspiration for every service we offer and for our teams who support you.
Whether you bank with us, work here, or live in the communities we serve – experience the difference CAP COM can make in your life.
Why CAP COM?
Personal Service
What a breath of fresh air! Our friendly staff are your personal financial experts, sounding boards, and guides.
We Put You First
If you live, work, or worship in the Capital Region, you're eligible to join CAP COM. Enjoy services you’d expect at a big bank and financial experts who put you first.
Lifetime of Savings
For a lifetime of savings, bank where you matter most. You'll love our great rates on your deposits and loans, and low or no fees. Come on over!
Tons of Benefits
From a massive network of free ATMs, to walk-in locations nearby, shared branches across the U.S., and friendly financial coaches – you deserve a leg up in life.
Community Support
People helping people is our rule to live by. We bring together volunteers, donors, and local non-profits to serve our neighbors in need.
Financial Literacy
Take control of your finances with free budgeting tools, school banking for kids, workshops, and guidance from financial experts.
Bank Like You Own the Place
Leave the hassles behind and join a community puts your financial needs first. You're so much more than an account number at CAP COM. You're a member-owner – so by design, we're built to serve you. Check out the credit union difference!
Who Can Join?
Residents
If you live, work, worship, or attend school in the cities of Albany, Cohoes, Mechanicville, Rensselaer, Schenectady, Troy, Watervliet, or Town of Green Island, you can join.
Family Members
Is an immediate family or other person in your household a member of CAP COM? If so, you can join. Children under 18 can open a joint account with an adult member.
Employees
Your employer could be one of 700+ Member Companies and organizations, making you eligible to join. When you open your account, select your company.
Schools
Students from more than 80 local schools participate in our School Banking Program. Children with their guardians can become members.
Be Yourself
Let's get to know each other. You're unique and we love that about you, so be yourself.
Actually, there's a lot we share. You're the inspiration for every financial solution we offer and the personal service we provide. Tell us about your your goals, your worries, your wildest dreams. We're rooting for you!
