Come on Over

Why CAP COM? Find out!

It's amazing what you can accomplish when you're surrounded by people who root for you. You're the inspiration for every service we offer and for our teams who support you.

Whether you bank with us, work here, or live in the communities we serve – experience the difference CAP COM can make in your life.

Member Benefits


Personal Service

What a breath of fresh air! Our friendly staff are your personal financial experts, sounding boards, and guides.

We Put You First

If you live, work, or worship in the Capital Region, you're eligible to join CAP COM. Enjoy services you’d expect at a big bank and financial experts who put you first.

Lifetime of Savings

For a lifetime of savings, bank where you matter most. You'll love our great rates on your deposits and loans, and low or no fees. Come on over!

Tons of Benefits

From a massive network of free ATMs, to walk-in locations nearby, shared branches across the U.S., and friendly financial coaches – you deserve a leg up in life.

Financial Literacy

Take control of your finances with free budgeting tools, educational workshops, and guidance from financial experts.

Bank Like You Own the Place

Leave the hassles behind and join a community puts your financial needs first. You're so much more than an account number at CAP COM. You're a member-owner – so by design, we're built to serve you. Check out the credit union difference!

See the Difference

Who Can Join?


If you live, work, worship, or attend school in the cities of Albany, Cohoes, Mechanicville, Rensselaer, Schenectady, Troy, Watervliet, or Town of Green Island, you can join.

Family Members

Is an immediate family or other person in your household a member of CAP COM? If so, you can join. Children under 18 can open a joint account with an adult member.


Your employer could be one of 700+ Member Companies and organizations, making you eligible to join. When you open your account, select your company.


Children, with their guardians, can become members and earn money through Youth Services.

Be Yourself

Let's get to know each other. You're unique and we love that about you, so be yourself.

Actually, there's a lot we share. You're the inspiration for every financial solution we offer and the personal service we provide. Tell us about your your goals, your worries, your wildest dreams. We're rooting for you!

Join Us