Build Savings Effortlessly
While you’re busy with life, your savings can grow on its own. Schedule automatic transfers to your savings or iSave certificate.
Easy Transfers
Important Fraud Information: Several financial institutions are experiencing an increase in fraudulent activity. This often includes consumers receiving fraudulent text messages and phone calls claiming to be from their bank or credit union and may even appear to be from their phone number. Please note that we will never ask for your personal or account information via an email, text message, or phone call. We will also never send you a text message that asks you to click on a link. If you are ever in doubt about the authenticity of an email, text message, or phone call, please contact us directly at (800) 634-2340.
Certificate Accounts
You'll love our rates and variety of terms.
Why save with a certificate?
- Earn more than a basic savings account
- Keep adding money with our innovative iSave
- Dependable growth during market fluctuations
- Funds are insured by NCUA
Earn up to % APY*. See all certificate terms and rates.
Certificate Choices
Regular
Lock in an excellent fixed rate with guaranteed returns and a variety of terms to choose.
See rates >
Lock in that Rate
- $500 minimum
- Fixed rate, no monthly fees
- Guaranteed returns
- Terms: 3 to 60 months
Already a CAP COM member?
Log in → Additional Services → Add an Account
iSave
Choose iSave for its fabulous rate and flexibility. Add funds during the term.
See rates >
Allows Ongoing Deposits
- $100 minimum
- Fixed rate, no monthly fees
- Guaranteed returns
- Terms: 12 to 36 months
Already a CAP COM member?
Log in → Additional Services → Add an Account
Bump Up
Enjoy an excellent fixed rate for 18 Months with the option to change terms and bump up your rate within the first six months.**
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Penalty-free Rate Bump Up
- $500 minimum
- Fixed rate, no monthly fees
- Guaranteed returns
- No penalty for change within the first six months
Already a CAP COM member?
Log in → Additional Services → Add an Account
What Are You Saving For?
Create a plan that’s right for you and make it happen.
Enjoy the good life and update your living spaces with less anxiety about covering costs.
What’s so Special about iSave?
The iSave certificate combines three features savers want.
- Flexibility - Add funds whenever you want.
- Earnings - iSave rates are among our best.
- Ease - Open your iSave with just $100.
Free Savings & Budgeting Tool
Building your savings should be easy and fun. Money Management is a set of tools built into your online and mobile account.
Set your goals, track deposits, make adjustments, and watch your balances grow.
Learning Center
Bank Well, Live Well
Simplify your finances and enhance your life. Make the most of every CAP COM benefit.
See if you qualify for $1,000+ in cash/discounts via our Community Heroes Mortgage Program.
Getting quotes on your insurance can reveal eye-opening savings. Submit one request and get multiple quotes.
Join us for an upcoming Retirement Bound Workshop to discover 5 important steps you can take to prepare.
*APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Fees and other conditions may reduce earnings. Minimum to open and obtain APY for iSave Certificates is $100, and all other certificates require $500. Penalties may apply for early withdrawal. Certificates require Credit Union Membership.
APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Once your account is established, during the first six (6) months your account is open, you may instruct us to exchange Your 18 Month Bump Up Share Certificate Account with another certificate account we offer with a higher rate, without penalty (excluding a new 18 Month Bump Up Share Certificate Account). The new certificate must have a term to maturity of at least 12 months, and you would be subject to terms and conditions of the new certificate account.
