
How to Order Checks
Simple, safe and secure. You can order a supply of checks online securely, so they’re delivered before you run out.
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Important Fraud Information: Several financial institutions are experiencing an increase in fraudulent activity. This often includes consumers receiving fraudulent text messages and phone calls claiming to be from their bank or credit union and may even appear to be from their phone number. Please note that we will never ask for your personal or account information via an email, text message, or phone call. We will also never send you a text message that asks you to click on a link. If you are ever in doubt about the authenticity of an email, text message, or phone call, please contact us directly at (800) 634-2340.
Why pay to spend your own money? It’s time to lose the fees.
So many ways you can save:
Free: Personalized Financial Review
Meet with us for a Fresh Look at your financial situation. Together, we’ll explore your money goals and hunt for dollars to add to your budget.
Just Getting Started
Are you age 14-25? Get comfortable managing your money with our mobile app, your own Visa® debit card, checks, and free ATMs worldwide – on us.2
Day-to-Day Spending
Easily manage your account online or with our mobile app. Pay with your Visa® debit card or withdraw cash at free ATMs across the U.S.* Plus, your checks are free!1
Earn Dividends
Earn dividends on your balance with this type of account while enjoying the great features of our basic Consumer's Choice checking account.3
24/7 Online Banking & Mobile App
Yes
Yes
Yes
Free ATMs
Unlimited Worldwide2
Surcharge-free withdrawals at branch ATMs and at CO-OP, Allpoint, and other qualified network ATMs.*
Surcharge-free withdrawals at branch ATMs and at CO-OP, Allpoint, and other qualified network ATMs.*
Free Checks
Yes, certain styles
Yes, certain styles
Yes, certain styles
Monthly Fees
None
None
None
Dividends
No
No
Minimum to Earn Dividends
Not Applicable
Not Applicable
Member’s Advantage: $500 average daily balance requirement for dividends3
Overdraft Options
Yes
Yes
Yes
Insufficient funds? Not any more! Explore three ways to protect your account, so you can avoid hassles and unnecessary fees from merchants.
Sail through the checkout! Add your CAP COM debit and credit cards to your mobile phone’s Apple Pay, Google Pay, or Samsung Pay.
Streamline your finances! We're making it easy to move your direct deposits and automate your bill payments. In just a few clicks, submit requests from your secure dashboard to:
Switch your accounts elsewhere to CAP COM
Move your direct deposits (payroll, Social Security)
Set up automatic payments for your bills
Bank Well, Live Well
Simplify your finances and enhance your life. Make the most of every CAP COM benefit.
A massive network of surcharge-free ATMs*, retailer discounts, and on-off switch are just a few of the many Visa® debit card benefits.
You’ll love our low, fixed-rate Visa® credit card with no annual or balance transfer fees, retailer discounts, 24/7 fraud protection, and more!
Free ATMs worldwide? See how you can qualify for this valuable benefit of our CAP COM Premier program.
Select styles.
CAP COM will reimburse members with Young Adult Checking for ATM surcharges up to $5 and International Service Assessments incurred when using their CAP COM Debit Card within 24 hours of the transaction. Members ages 14-17 must have a parent/guardian as a joint owner.
Rate is variable and may change after account is opened. Member must maintain a $500 average daily balance to earn dividends on a Member’s Advantage checking account. There is no penalty if balance falls below minimum to earn dividends.
*Members are not required to pay a fee at Allpoint and CO-OP ATMs. If a charge screen appears during your Allpoint ATM transaction, enter “yes” to accept the charge and proceed with your withdrawal. The additional fee will not be deducted from your account. The savings can be $3 or more per transaction. Please note, at international Allpoint and CO-OP ATMs, you will still be responsible for any Foreign Currency transaction fees charged by Mastercard® or Visa®.