Youth Services

It's never too early to start banking

Kids can create good financial habits for life with their own savings account.

  • Designed for children up to 14 years old
  • Start saving for education early
  • Save allowance money on a regular basis
  • Stash birthday and holiday money
  • Students are rewarded for Great Grades
  • Earn money through our Reading Program

Open Account

Make Your Savings Choice

Open a Savings Account for your child to set them on a path to financial prosperity.

Youth Savings Account

Open a Savings Account for your child when they are young for a head start on the path to financial prosperity.

Open Account

Earn More on Your Savings

What’s so great about our iSave certificate? Great rates! Plus, you can add money to it. Open yours with just $100.

Check Out iSave

Kids in Free Nights

CAP COM presents two Kids in Free nights with the Tri-City ValleyCats.

  • Sunday, August 8 at 5 p.m.

  • Saturday, August 28 at 7 p.m.

Kids under 12 are FREE with a paying adult, courtesy of CAP COM.

For tickets, call the ValleyCats box office at (518) 629-CATS. Enjoy the games!

Youth Savings Challenge

Saving is a lifelong endeavor, so make 2021 a special year for your young saver.

  • Winners of $100, $50, and $25 gift cards are drawn every two months in 2021.

  • Two grand prizes of $500 will be awarded – one each in July 2021 and January 2022.


Learn How You Can Enter

Student Rewards

CAP COM rewards its youth bankers who work hard in school and show their creativity.

  • Great Grades: $30 for final report card at the end of current school year (valid K-12)
  • Reading Program: Earn up to $30 per year (valid K-12)
  • Drawing Contests: Winners receive $25 gift cards for ages 5-12

Learn More

School Banking

CAP COM partners with more than 70 local schools to promote financial literacy with our School Banking program. We help students learn to save.

This year has presented all of us with unique challenges, but CAP COM is committed to supporting School Bankers, even if our dedicated volunteers are not in the schools as they normally have been.

When you sign up for School Banking, you receive a cool blue tie-dye T-shirt and a savings register.

Learn More

Youth Banking Quizzes

So you think you know money? Play CAP COM’s Youth Banking Quiz to see if you can sit atop the leaderboard! There are new quizzes every two months. Show us what you know share with your friends.

Quiz for ages 4-8 
Quiz for ages 9-12 
Quiz for ages 13-17


See March Leaderboard

A girl reading a book with her dog.

Learning Center

Bank Well, Live Well

Simplify your finances and enhance your life. Make the most of every CAP COM benefit.

Debit Card

A massive network of free ATMs, retailer discounts, and on-off switch are just a few of the many VISA® debit card benefits.

Explore Debit Card Benefits

Young Adult Services

As members advance through life stages, CAP COM is there to help along the way. We have special services for young adults age 15-25.

Young Adult Benefits

Paying for College

Our Certified College Funding Specialists can help you locate funding resources and build a financing plan.

Free Appointment for Members