529 Plans
A 529 Plan is a popular way to save for college. It also comes with some possible state tax advantages.
Learn from an Expert
Masks required. The new CDC recommendations are a breath of fresh air for many. As we await guidance updates from NYS, we will continue to evaluate and update our policies as appropriate. Please continue to wear a mask when visiting CAP COM. Thank you.
Save time, no lines. Schedule an appointment at your favorite branch.
Youth Services
It's never too early to start banking
Kids can create good financial habits for life with their own savings account.
- Designed for children up to 14 years old
- Start saving for education early
- Save allowance money on a regular basis
- Stash birthday and holiday money
- Students are rewarded for Great Grades
- Earn money through our Reading Program
Make Your Savings Choice
Open a Savings Account for your child to set them on a path to financial prosperity.
Youth Savings Account
Open a Savings Account for your child when they are young for a head start on the path to financial prosperity.
Earn More on Your Savings
What’s so great about our iSave certificate? Great rates! Plus, you can add money to it. Open yours with just $100.
Youth Savings Challenge
Saving is a lifelong endeavor, so make 2021 a special year for your young saver.
- Winners of $100, $50, and $25 gift cards are drawn every two months in 2021.
- Two grand prizes of $500 will be awarded – one each in July 2021 and January 2022.
Student Rewards
CAP COM rewards its youth bankers who work hard in school and show their creativity.
- Great Grades: $30 for final report card at the end of current school year (valid K-12)
- Reading Program: Earn up to $30 per year (valid K-12)
- Drawing Contests: Winners receive $25 gift cards for ages 5-12
School Banking
CAP COM partners with more than 70 local schools to promote financial literacy with our School Banking program. We help students learn to save.
This year has presented all of us with unique challenges, but CAP COM is committed to supporting School Bankers, even if our dedicated volunteers are not in the schools as they normally have been.
When you sign up for School Banking, you receive a cool blue tie-dye T-shirt and a savings register.
Youth Banking Quizzes
So you think you know money? Play CAP COM’s Youth Banking Quiz to see if you can sit atop the leaderboard! There are new quizzes every two months. Show us what you know share with your friends.
Quiz for ages 4-8
Quiz for ages 9-12
Quiz for ages 13-17
Learning Center
Bank Well, Live Well
Simplify your finances and enhance your life. Make the most of every CAP COM benefit.
Debit Card
A massive network of free ATMs, retailer discounts, and on-off switch are just a few of the many VISA® debit card benefits.
Young Adult Services
As members advance through life stages, CAP COM is there to help along the way. We have special services for young adults age 15-25.
Paying for College
Our Certified College Funding Specialists can help you locate funding resources and build a financing plan.
