Attention: Some members are being targeted with text scam messages. We will never ask for your personal or account information via an email, text message, or phone call. If you are contacted by someone claiming to be from CAP COM and are unsure if the text, email, or call is legitimate, please contact our Member Services at 800-634-2340. To learn more about how to prevent identity theft, please visit our Security & Fraud page.

Users are no longer able to use Internet Explorer to open a CAP COM account, apply for a loan, or check a loan status. For a full list of browsers supported by CAP COM and its platforms, please see our list of supported browsers.

Youth Services

It's never too early to start banking.

Kids can create good financial habits for life with their own savings account.

  • Join our Youth Savings Challenge Sweepstakes

  • Designed for children up to 14 years old 

  • Save allowance and birthday money 

  • Turn coins into instant deposits with FREE and fun coin machines at each branch 

Open Account

Make Your Savings Choice

Open a Savings Account for your child to set them on a path to financial prosperity.

Open a Savings Account for your child when they are young for a head start on the path to financial prosperity.

Open Account

What’s so great about our iSave certificate? Great rates! Plus, you can add money to it. Open yours with just $100.

Check Out iSave

Reading Program

During the school year, students in grades K-12 can earn up to $10 during our Winter Reading Program. Members with active Youth Accountscould earn up to $30 per year!

  • Read books

  • Draw pictures

  • Write short reports

  • Add to your savings

 

Download Entry Form (pdf)

Perks for the Whole Family

We invite your entire family to join CAP COMExperience CAP COM’s award-winning service along with:  

  • Surcharge-free ATMs with Premier status2 

  • Convenient online and mobile banking 

  • Checking accounts with NO monthly fees 

  • Free financial workshops 

  • Car deals for members 

Learn About Member Benefits


Learning Center

Bank Well, Live Well

Simplify your finances and enhance your life. Make the most of every CAP COM benefit.

A massive network of free ATMs, retailer discounts, and on-off switch are just a few of the many VISA® debit card benefits.

Explore Debit Card Benefits

As members advance through life stages, CAP COM is there to help along the way. We have special services for young adults age 14-25.

Young Adult Benefits

Our Certified College Funding Specialists can help you locate funding resources and build a financing plan.

Free Appointment for Members

  1. Must be a CAP COM member with an active Youth Account to participate in these programs. An active account is one where a deposit or transfer (other than a Great Grades or Reading Program deposit) has been made in the previous 12 months.

  2. ATM surcharges up to $5 and International Service Assessments incurred when using your CAP COM Debit Card will be reimbursed for CAP COM Premier Members within 24 hours of the transaction. The CAP COM Premier Program is a non-contractual courtesy and CAP COM retains the right to remove a participant from the program without prior notice. In addition, CAP COM retains the right to discontinue this program, without notice, at any time. Eligibility requirements must be maintained under a single account number in order to qualify. Your participation in the CAP COM Premier program will be assessed on a routine and ongoing basis to ensure your continued eligibility. If it is determined that you no longer meet the above requirements or your account does not remain in good standing, you will be notified as to the reason why and be provided with a period of time to meet program requirements. If you are unable to meet the program requirements within this time frame, you will be subject to all standard ATM fees until a reassessment of your account indicates that you once again meet the program parameters.