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Youth Services

It's never too early to start banking

Kids can create good financial habits for life with their own savings account.

  • Designed for children up to 14 years old 

  • Start saving early 

  • Save allowance and birthday money 

  • Receive a cool T-shirt 

  • Turn coins into instant deposits with FREE and fun coin machines at each branch 

  • Earn money with Great Grades and Reading Program1 

Open Account

Make Your Savings Choice

Open a Savings Account for your child to set them on a path to financial prosperity.

Youth Savings Account

Open a Savings Account for your child when they are young for a head start on the path to financial prosperity.

Open Account

Earn More on Your Savings

What’s so great about our iSave certificate? Great rates! Plus, you can add money to it. Open yours with just $100.

Check Out iSave

Youth Savings Challenge

Saving is a lifelong endeavor. Make saving a habit in your family.

  • Bimonthly prizes of $100, $50, and $25.

  • One $500 gift card drawing July.


Learn How You Can Enter

Student Rewards

CAP COM rewards its youth bankers who work hard in school and show their creativity.

  • Great Grades: $30 for final report card at the end of current school year (valid K-12)
  • Reading Program: Earn up to $30 per year (valid K-12)
  • Drawing Contests: Winners receive $25 gift cards for ages 5-12

Learn More

School Banking

CAP COM partners with more than 80 local schools to promote financial literacy with our School Banking program. We help students learn to save. 

This year has presented all of us with unique challenges, but CAP COM is committed to supporting School Bankers. In-school deposits are on pause because our dedicated volunteers are not in the schools as they normally have been. 

When you sign up for School Banking, you receive a cool blue tie-dye T-shirt and a savings register. 

Learn More

Perks for the Whole Family

We invite your entire family to join CAP COMExperience CAP COM’s award-winning service along with:  

  • Free ATMs2 worldwide 

  • Convenient online and mobile banking 

  • Checking accounts with NO monthly fees 

  • Free financial workshops 

  • Car deals for members 

Learn About Member Benefits

Learning Center

Bank Well, Live Well

Simplify your finances and enhance your life. Make the most of every CAP COM benefit.

Debit Card

A massive network of free ATMs, retailer discounts, and on-off switch are just a few of the many VISA® debit card benefits.

Explore Debit Card Benefits

Young Adult Services

As members advance through life stages, CAP COM is there to help along the way. We have special services for young adults age 15-25.

Young Adult Benefits

Paying for College

Our Certified College Funding Specialists can help you locate funding resources and build a financing plan.

Free Appointment for Members

  1. Must be a CAP COM member with an active Youth Account to participate in these programs. An active account is one where a deposit or transfer (other than a Great Grades or Reading Program deposit) has been made in the previous 12 months.

  2. ATM surcharges up to $5 and International Service Assessments incurred when using your CAP COM Debit Card will be reimbursed for CAP COM Premier Members within 24 hours of the transaction. The CAP COM Premier Program is a non-contractual courtesy and CAP COM retains the right to remove a participant from the program without prior notice. In addition, CAP COM retains the right to discontinue this program, without notice, at any time. Eligibility requirements must be maintained under a single account number in order to qualify. Your participation in the CAP COM Premier program will be assessed on a routine and ongoing basis to ensure your continued eligibility. If it is determined that you no longer meet the above requirements or your account does not remain in good standing, you will be notified as to the reason why and be provided with a period of time to meet program requirements. If you are unable to meet the program requirements within this time frame, you will be subject to all standard ATM fees until a reassessment of your account indicates that you once again meet the program parameters.