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Cash In

Grow your savings with us and earn extra cash on the money you stash.

There are THREE ways to earn money!  Start earning more on your savings. Make the most of great rates plus get a one-time cash bonus.*

To Cash In, open a new Savings, Checking, or Money Market account or add funds to your existing credit union account with funds you have elsewhere by December 31, 2023.

Please note that the direct deposit bonus does not pertain to commercial accounts.

#1 Save with us and Cash In! 

See savings rates.

This table is a list deposit products.

Savings, Checking, Money Market Deposits Cash In
$15,000 - $49,999.99 $150
$50,000 - $99,999.99 $300
$100,000 and up $600

 

#2 This great opportunity also applies to new Share Certificates with current rates as high as 5.00%APY! 

See all certificate rates.

Share Certificate Amount Cash In
$100,000 - $249,999.99 $150
$250,000 - $499,999.99 $300
$500,000 and up $600

Annual Percentage Yield accurate as of today’s date for both the 6-Month certificate and the 18-Month Bump Up certificate. Minimum balance to open and obtain APY is $500. Withdrawals of dividends, fees and other conditions may reduce the earnings. Penalties may apply for early withdrawal. Rates are subject to change.

 

#3 Create a new recurring direct deposit of at least $150 and earn $150**! 

Enroll using the form on this page so we can link deposits you make with Cash In reward eligibility.    

 

Here's how to get started:

Fill out the Cash In form on this page and transfer your money! If you've already made your deposit, please complete the Cash In form within 7 days of your deposit being made.

See below for answers to questions you may have about qualifying deposits or contact us at (800) 634-2340.

We look forward to helping you Cash In!

Cash In

Enroll so your deposit is recorded for Cash In bonus eligibility. If you are interested in enrolling both personal and commercial funds, you will need to submit a form for each.

I am:

An existing Broadview member








Preferred Contact Method:

By checking this box, I affirm that the funds I am depositing have not been withdrawn from my Broadview or CAP COM accounts over the past two months.

 


FAQs

You can find your member account number by logging in to online banking or your mobile app with your username and password. Online banking: click on the Primary Savings Account and then on “Show Details” to find your ACH account number. This equates to your member number for this campaign. Mobile app: click on the Primary Savings Account and then on “Account Details” to find your ACH account number. This equates to your member number for this campaign.

A deposit must meet four requirements to qualify:

  1. Enroll using the “Cash In” form above.
  2. Funds must remain on deposit for 60 days.
  3. Deposits can be accepted using any available channels for deposit.
  4. The deposit must be made to a Regular Share, Checking, Money Market account or a Share Certificate. Investment portfolios and retirement accounts (Roth and Traditional IRAs) do not qualify.

A direct deposit must meet five requirements to qualify for this program:

  1. Enroll using the “Cash In” form above.
  2. Only new direct deposits qualify for the cash bonus.
  3. The net amount of the direct deposit must be at least $150 per deposit.
  4. The direct deposit must be recurring. One-time direct deposits are not eligible for the cash bonus.
  5. The direct deposit must be in place for a minimum of 60 days. Bonus will be paid 15 days after the conclusion of the 60 days.

Only a Share Certificate needs to be a new account. All existing Savings, Checking, and Money Market accounts are eligible.

No, all existing Savings, Checking, and Money Market accounts are eligible.

You must enroll within seven calendar days of your qualified deposit or new recurring direct deposit before being eligible for any bonus.

Yes! You can participate in the direct deposit incentive program and both deposit programs. When participating in all three, it is not necessary to do them at the same time. 

After making a qualifying deposit, any withdrawal from that account or other program-eligible account will present the possibility of a reduced bonus or exclusion from the program. To ensure you receive the bonus you intended with your deposit, you are encouraged to maintain that and all other deposit balances for the required 60-day period.

What is a program-eligible account?

  • If you made a qualifying deposit into a savings or checking account (bonus #1), all program-eligible accounts means that account and any other savings or checking accounts you own (except IRAs). If you made a qualifying deposit into a certificate (bonus #2) all program-eligible accounts means that certificate and any other share certificates you own (except IRAs).
  • Example #1: You deposit $25,000 into a savings account. To earn the bonus, you must keep those funds on deposit for 60 days. Your bonus will be determined by the net growth balance of all savings and checking accounts you own.
  • Example #2: You deposit $200,000 into a share certificate. To earn the bonus, you must keep those funds on deposit for 60 days. Your bonus will be determined by the net growth balance of all share certificates you own.

Account Disclosures

Primary Savings  

APY = Annual Percentage Yield. APY is 0.15%. Minimum balance to open the account is $1. Minimum balance to earn the APY is $0.01. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.

**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.

The bonus(es) will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period. 

Members Choice and Holiday Club Savings

APY = Annual Percentage Yield. APY is 0.15% and 0.50% for Owners Choice and Holiday Club, respectively. Minimum balance to open the account is $1. Minimum balance to earn the APY is $0.01. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.

**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.

The bonus(es) will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period. 

Member’s Advantage Dividend Checking 

APY = Annual Percentage Yield. APY is 0.02%. There is no minimum balance required to open the account. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.

**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.

The bonus(es) will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period. 

Consumer's Choice Free Checking and Young Adult Checking

There is no minimum balance required to open the account.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.

**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.

The bonus(es) will be deposited into the member’s primary share account within 15 days of the end of the required 60-day period. 

Money Market 

APY = Annual Percentage Yield. There is no minimum balance required to open the account. Minimum balance to earn the APY: see chart below. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.

**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.

The bonus(es) will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.

Minimum balance to earn APY

APY 

$0.01 to $2,499.99 

 %

$2,500 to $9,999.99 

 %

$10,000 to $24,999.99 

 %

$25,000 to $49,999.99 

 %

$50,000 to $99,999.99 

 %

$100,000 to $249,999.99 

 %

$250,000 - $499,999.99 

 %

$500,000 - $999,999.99 

 %

$1,000,000 and Over 

 %

 

 

 

 

 

 

 

 

 

 

 

Share Certificates 

APY = Annual Percentage Yield. Minimum balance to open the account is $500. Minimum balance to earn the APY: see chart below. Rate and APY are accurate as of today‘s date. Dividends on Share Certificates accrue daily and are considered earned as accrued. Dividends are paid the last day of the month except when partial withdrawals are made or early closeout occurs. Withdrawals of dividends, fees and other conditions may reduce the earnings. Penalties may apply for early withdrawal. Rates are subject to change.

Term

Minimum balance to earn APY

APY

3 Month 

$500 

 %

6 Month 

$500 

 %

12 Month 

$500 

 %

13 Month Special 

$500 

 %

18 Month Bump Up

$500

 %

23 Month Special 

$500 

 %

24 Month 

$500 

 %

36 Month 

$500 

 %

48 Month 

$500 

 %

60 Month 

$500 

 %

 

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $100,000. The account must remain open with the minimum $100,000 on deposit for 60 days from the date of deposit.

The bonus(es) will be deposited into the member’s primary share account within 15 days of the end of the required 60-day period. 

Business and Business Choice Savings

APY = Annual Percentage Yield. APY is 0.15%. Minimum balance to open the account is $1. Minimum balance to earn the APY is $100. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.

The bonus will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.

Business Elite/Business Analyzed/Business Organization Checking Accounts

APY = Annual Percentage Yield. APY is 0.05% and 0.10% for Business Elite and Organization, respectively. There is no minimum balance required to open the account. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.

The bonus will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period. 

Business Ease Checking

There is no minimum balance required to open the account.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.

The bonus will be deposited into the member’s primary share account within 15 days of the end of the required 60-day period. 

Business Money Market

APY = Annual Percentage Yield. There is no minimum balance required to open the account. Minimum balance to earn the APY: click here. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.

The bonus will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.

Business Share Certificates 

APY = Annual Percentage Yield. Minimum balance to open the account is $500. Minimum balance to earn the APY: click here. Rate and APY are accurate as of today‘s date. Dividends on Share Certificates accrue daily and are considered earned as accrued. Dividends are paid the last day of the month except when partial withdrawals are made or early closeout occurs. Withdrawals of dividends, fees and other conditions may reduce the earnings. Penalties may apply for early withdrawal. Rates are subject to change.

*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until December 31, 2023. To be eligible for the bonus, the minimum deposit is $100,000. The account must remain open with the minimum $100,000 on deposit for 60 days from the date of deposit.

The bonus(es) will be deposited into the member’s primary share account within 15 days of the end of the required 60-day period. 

 

Terms and Conditions

The bonus period is June 12, 2023 – December 31, 2023. There are three ways to earn bonus money. You can receive one bonus for each category described below. Members must first complete an enrollment form on https://www.broadviewfcu.com/cash-in or https://www.capcomfcu.org/cash-in within in seven calendar days of their qualified deposit before being eligible for any bonus. New and existing members of Broadview Federal Credit Union are eligible. Member must remain in good standing throughout their eligibility period. Must be at least 14 years of age to participate in the direct deposit category and 18 years of age to participate in the Cash-In categories. All references to days are calendar days.

Bonus Opportunity #1: Receive a one-time bonus of up to $600 for a qualified deposit into a Regular Share (Savings), Share Draft (Checking), or Money Market account. Investment portfolios, retirement accounts (Roth and Traditional IRAs) and Representative Payee accounts do not qualify. To qualify for a bonus on a savings or checking deposit, deposit at least $15,000 and keep it on deposit for 60 days. The total Net Growth (new money) must be $15,000 or greater from your initial Beginning Balance for 60 days. Both Net Growth and Beginning Balance are based off of all program-eligible accounts for bonus #1.

Beginning Balance is the prior day ending balance of all program-eligible accounts for bonus #1 from the date you make your initial qualifying deposit.

Net Growth is calculated by taking your average daily balance of all program-eligible accounts for bonus #1 after enrolling in the program, minus the balance you began with (Beginning Balance) prior to making your new qualifying deposit.

If you withdraw any funds during this 60-day period, your bonus qualification may change, which may affect the bonus amount you receive.

If you qualify the bonus will be deposited 15 days after that 60-day period into the account where the eligible deposit was made or into your oldest primary savings account, if your qualifying deposit was made into a non-dividend-bearing checking account

This bonus opportunity is for new funds that have not been on deposit for the past 60 days at Broadview Federal Credit Union or CAP COM, a Division of Broadview Federal Credit Union.

Bonus Opportunity #2: Receive a one-time bonus of up to $600 for opening a new Share Certificate.  Investment portfolios, retirement accounts (Roth and Traditional IRAs), and Representative Payee accounts do not qualify. To qualify for a bonus on a Share Certificate, deposit at least $100,000 and keep it on deposit within a certificate for 60 days. The total Net Growth (new money) must be $100,000 or greater from your initial Beginning Balance for 60 days. Both Net Growth and Beginning Balance are based off of all program-eligible accounts for bonus #2.

Beginning Balance is the prior day ending balance of all program-eligible accounts for bonus #2 from the date you make your initial qualifying deposit.

Net Growth is calculated by taking your average daily balance of all program-eligible accounts for bonus #2 after enrolling in the program, minus the balance you began with (Beginning Balance) prior to making your new qualifying deposit.

If you withdraw any funds during this 60-day period, your bonus qualification may change, which may affect the bonus amount you receive.

If you qualify the bonus will be deposited 15 days after that 60-day period into your oldest primary savings account.

This bonus opportunity is for new funds that have not been on deposit for the past 60 days at Broadview Federal Credit Union or CAP COM, a Division of Broadview Federal Credit Union.

Bonus Opportunity #3: Receive $150 when creating a new, recurring direct deposit of at least $150. The direct deposit may be any recurring frequency and must remain active for 60 days to qualify. The bonus will be deposited into the account where the eligible deposit was made 15 days after that 60 days period. If your direct deposit was made into a non-dividend-bearing checking account, your bonus will be deposited into your oldest primary savings account. This bonus opportunity is only for new, recurring direct deposits of at least $150 at Broadview Federal Credit Union or CAP COM, a Division of Broadview Federal Credit Union.

Broadview FCU reserves the right to change or discontinue this program at any time.