Cash In
The Cash In program has ended as of Feb 29, 2024
The Cash In program has ended.
Bonus Opportunities #1 & #2 - If qualifying enrollment and transactions were made by 7 p.m. EST on February 29, 2024, you will still earn a bonus as per the program terms - see below. In the meantime, don't forget to check our competitive certificate rate offerings.
Bonus Opportunity #3 – If you enrolled by 7 p.m. EST on February 29, 2024, and your first two direct deposits post to your account within 60 calendar days after enrolling, you will still earn a bonus as per the program terms - see below.
Cash In Program Details
#1 If you opened a new Savings, Checking, or Money Market account, or added funds to your existing credit union account with funds you had elsewhere, below are the bonus amounts you could receive.
This table is a list deposit products.
| Savings, Checking, Money Market Deposits | Cash In |
|---|---|
| $15,000 - $49,999.99 | $150 |
| $50,000 - $99,999.99 | $300 |
| $100,000 and up | $600 |
#2 If you opened a new Share Certificate with funds you had elsewhere, below are the bonus amounts you could receive.
| Share Certificate Amount | Cash In |
| $100,000 - $249,999.99 | $150 |
| $250,000 - $499,999.99 | $300 |
| $500,000 and up | $600 |
#3 If you created a new recurring direct deposit of at least $150 and enrolled by 7 p.m. EST on February 29, 2024, you could earn $150. The first two deposits must post to your account within 60 calendar days after enrolling. Please note that the direct deposit bonus does not pertain to commercial accounts.
Account Disclosures
Primary Savings
APY = Annual Percentage Yield. APY is 0.15%. Minimum balance to open the account is $1. Minimum balance to earn the APY is $0.01. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.
**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.
The bonus(es) will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.
Members Choice and Holiday Club Savings
APY = Annual Percentage Yield. APY is 0.15% and 0.50% for Owners Choice and Holiday Club, respectively. Minimum balance to open the account is $1. Minimum balance to earn the APY is $0.01. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.
**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.
The bonus(es) will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.
Member’s Advantage Dividend Checking
APY = Annual Percentage Yield. APY is 0.02%. There is no minimum balance required to open the account. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.
**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.
The bonus(es) will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.
Consumer's Choice Free Checking and Young Adult Checking
There is no minimum balance required to open the account.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.
**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.
The bonus(es) will be deposited into the member’s primary share account within 15 days of the end of the required 60-day period.
Money Market
APY = Annual Percentage Yield. There is no minimum balance required to open the account. Minimum balance to earn the APY: see chart below. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.
**If you also set up a new eligible recurring direct deposit, you can earn an additional $150. The new direct deposit must be continued for at least 60 days to be eligible.
The bonus(es) will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.
|
Minimum balance to earn APY |
APY |
|
$0.01 to $2,499.99 |
% |
|
$2,500 to $9,999.99 |
% |
|
$10,000 to $24,999.99 |
% |
|
$25,000 to $49,999.99 |
% |
|
$50,000 to $99,999.99 |
% |
|
$100,000 to $249,999.99 |
% |
|
$250,000 - $499,999.99 |
% |
|
$500,000 - $999,999.99 |
% |
|
$1,000,000 and Over |
% |
Share Certificates
APY = Annual Percentage Yield. Minimum balance to open the account is $500. Minimum balance to earn the APY: see chart below. Rate and APY are accurate as of today‘s date. Dividends on Share Certificates accrue daily and are considered earned as accrued. Dividends are paid the last day of the month except when partial withdrawals are made or early closeout occurs. Withdrawals of dividends, fees and other conditions may reduce the earnings. Penalties may apply for early withdrawal. Rates are subject to change.
|
Term |
Minimum balance to earn APY |
APY |
|
3 Month |
$500 |
% |
|
6 Month |
$500 |
% |
|
12 Month |
$500 |
% |
|
13 Month Special |
$500 |
% |
|
18 Month Bump Up |
$500 |
4.50% |
|
23 Month Special |
$500 |
% |
|
24 Month |
$500 |
% |
|
36 Month |
$500 |
% |
|
48 Month |
$500 |
% |
|
60 Month |
$500 |
% |
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $100,000. The account must remain open with the minimum $100,000 on deposit for 60 days from the date of deposit.
The bonus(es) will be deposited into the member’s primary share account within 15 days of the end of the required 60-day period.
Business and Business Choice Savings
APY = Annual Percentage Yield. APY is 0.15%. Minimum balance to open the account is $1. Minimum balance to earn the APY is $100. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.
The bonus will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.
Business Elite/Business Analyzed/Business Organization Checking Accounts
APY = Annual Percentage Yield. APY is 0.05% and 0.10% for Business Elite and Organization, respectively. There is no minimum balance required to open the account. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.
The bonus will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.
Business Ease Checking
There is no minimum balance required to open the account.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.
The bonus will be deposited into the member’s primary share account within 15 days of the end of the required 60-day period.
Business Money Market
APY = Annual Percentage Yield. There is no minimum balance required to open the account. Minimum balance to earn the APY: click here. Rate and APY are accurate as of today‘s date. Rate is variable and may change after the account is opened. Fees and other conditions may reduce earnings. Rates are subject to change.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $15,000. The account must remain open with the minimum $15,000 on deposit for 60 days from the date of deposit.
The bonus will be deposited into the account where the eligible deposit was made within 15 days of the end of the required 60-day period.
Business Share Certificates
APY = Annual Percentage Yield. Minimum balance to open the account is $500. Minimum balance to earn the APY: click here. Rate and APY are accurate as of today‘s date. Dividends on Share Certificates accrue daily and are considered earned as accrued. Dividends are paid the last day of the month except when partial withdrawals are made or early closeout occurs. Withdrawals of dividends, fees and other conditions may reduce the earnings. Penalties may apply for early withdrawal. Rates are subject to change.
*You may receive a cash bonus ranging from $150 to $600, based on the amount of eligible new funds that are deposited until February 29, 2024. To be eligible for the bonus, the minimum deposit is $100,000. The account must remain open with the minimum $100,000 on deposit for 60 days from the date of deposit.
The bonus(es) will be deposited into the member’s primary share account within 15 days of the end of the required 60-day period.
Terms and Conditions
Bonus Opportunity #1: Receive a one-time bonus of up to $600 for a qualified deposit into a Regular Share (Savings), Share Draft (Checking), or Money Market account. Investment portfolios, retirement accounts (Roth and Traditional IRAs), and Representative Payee accounts do not qualify.
To qualify for the program, you must make at least one new money deposit into a Share, Share Draft or Money Market account on which you are an owner (including any on which you are a joint owner). The amount of the new money deposit, which must be at least $15,000, determines the amount of the bonus you may qualify for based on the tiers shown in the table at the top of this webpage. To qualify for an incentive payout, you must maintain, for 60 days, an average balance of at least $15,000 (or the amount of your new money deposit) plus your total aggregate balance in all Share accounts you own calculated on the day before you made the qualified deposit.
For example: If your total aggregate balance in all Share accounts you own was $2,000 the day before making a $15,000 new money deposit, your 60-day total average balance must be greater than or equal to your $15,000 new money deposit plus your starting balance ($2,000). Thus, your 60-day total average balance of all Share accounts you own must be at least $17,000 to receive an incentive payout in this example.
To receive the bonus you intended with your deposit, it is important to note that any transaction activity on any Share accounts you own that results in an average aggregate balance that is less than the required amount, as described above in the example, may reduce your bonus or exclude you from the program.
If you qualify, the bonus will be deposited 15 days after that 60-day period into the account where the eligible deposit was made or into your oldest primary savings account, if your qualifying deposit was made into a non-dividend-bearing checking account.
This bonus opportunity is for new funds that have not been on deposit for the past 60 days at Broadview Federal Credit Union or CAP COM, a Division of Broadview Federal Credit Union.
Bonus Opportunity #2: Receive a one-time bonus of up to $600 for opening a new Share Certificate. Investment portfolios, retirement accounts (Roth and Traditional IRAs), and Representative Payee accounts do not qualify.
To qualify for the program, you must make at least one new money deposit into a Share Certificate account on which you are an owner (including any on which you are a joint owner). The amount of the new money deposit, which must be at least $100,000, determines the amount of the bonus you may qualify for based on the tiers shown in the table at the top of this webpage. To qualify for an incentive payout, you must maintain, for 60 days, an average balance of at least $100,000 (or the amount of your new money deposit) plus your total aggregate balance in all Share Certificate accounts you own calculated on the day before you made the qualified deposit.
For example: If your total aggregate balance in all Share Certificate accounts you own was $25,000 on the day before making a $100,000 new money deposit into a new Share Certificate, your 60-day total average balance must be greater than or equal to your $100,000 new money deposit plus your starting balance ($25,000). Thus, your 60-day total average balance of all Share Certificate accounts you own must be at least $125,000 to receive an incentive payout in this example.
To receive the bonus you intended with your deposit, it is important to note that any transaction activity on any Share Certificate accounts you own, including closure at maturity, that results in an average aggregate balance that is less than the required amount, as described above in the example, may reduce your bonus or exclude you from the program.
If you qualify, the bonus will be deposited 15 days after that 60-day period into your oldest primary savings account.
This bonus opportunity is for new funds that have not been on deposit for the past 60 days at Broadview Federal Credit Union or CAP COM, a Division of Broadview Federal Credit Union.
Bonus Opportunity #3: Receive $150 when creating a new, recurring direct deposit of at least $150. The direct deposit may be any recurring frequency and must remain active for 60 days to qualify. The first two deposits must post to your account within 60 calendar days after enrolling. The bonus will be deposited into the account where the eligible deposit was made 15 days after that 60-day period. If your direct deposit was made into a non-dividend-bearing checking account, your bonus will be deposited into your oldest primary savings account. This bonus opportunity is only for new, recurring direct deposits of at least $150 at Broadview Federal Credit Union or CAP COM, a Division of Broadview Federal Credit Union.
Members must remain in good standing throughout their eligibility period. All references to days are calendar days. Broadview FCU reserves the right to change or discontinue this program at any time.
