Rates

Certificates

This table is a list of Certificate products, the balances required, and the earnings. The first column is the product name. The remaining columns represent different balance levels for the product and if it is offered as an IRA with corresponding dividend rate and annual percentage yields.
  Minimum to open and obtain APY1 Dividend Rate3 APY1 IRA2 Option
     %  % Yes
     %  % Yes
     %  % Yes
 4 $500  %  % No
 4 $500  %  % No
     %  % Yes
     %  % Yes
     %  % Yes
     %  % Yes
     %  % No
     %  % No
     %  % No

  1. APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Fees and other conditions may reduce earnings. 

  2. IRAs subject to maximum annual contribution limits.

  3. Dividends are compounded daily and posted quarterly and fees and other conditions may reduce earnings. Penalties may apply for early withdrawal. Certificates require Credit Union Membership.

  4. Once the 13-month certificate matures, the funds will roll into a 12-month certificate. Once the 23-month certificate matures, the funds will roll into a 24-month certificate. Changes can be made to the certificate, or it can be liquidated, during the 10-day period after maturity. Offer may be withdrawn at any time.