Due to the impact of COVID-19, our Schenectady City Hall branch is temporarily closed. The rest of our CAP COM branches are fully operational. Before heading to your favorite branch, please check the status of services via the location search or make an appointment. For assistance, call (800) 634-2340. Masks are required at CAP COM.   

Beginning 12/31, users will no longer be able to use Internet Explorer to open a CAP COM account, apply for a loan, or check a loan status. For a full list of browsers supported by CAP COM and its platforms, please see our list of supported browsers.

A group of thirty year olds chatting on a front stoop.A group of thirty year olds chatting on a front stoop.

Personal Banking

Bank where you matter most.

Experience award-winning service and digital banking 24/7. Master your money and make plans for the life you deserve. Build your savings, pay down debt, and enhance your life by setting goals you can actually achieve.

We're Rooting for You!

Manage your finances with tools that make banking easy and count on our experts for support. Make a plan and stay on track!

Checking

No monthly fees, free checks (certain styles), and VISA Debit Card.

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Savings

Savings, Money Market, or Certificate? Compare and choose the account that's best for you.

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Credit Cards

You’ll love our low, fixed-rate Visa® credit card with no annual or balance transfer fees, retailer discounts, 24/7 fraud protection, and more!

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Home Lending

Let us help you buy a home, refinance your mortgage, or set up a credit line.

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Vehicle Solutions

Save with low auto loan rates, vehicle deals, and insurance choices.

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Personal & Student Loans

A loan can help put dreams within reach. Explore ways to cover large expenses.

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Insurance

In just a few clicks, compare coverage from multiple providers and save.

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Retirement Bound

Your financial advisor provides objective retirement guidance with no hidden fees.

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Wealth Management

Let us help you prioritize your financial needs and simplify, so you can focus on enjoying your life.

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Digital Banking

Take your financial well-being to the next level with our digital banking tools and powerful budgeting app.

Set goals, grow your savings, keep track of expenses, and manage your debt. With banking at your fingertips, you can bank anywhere 24/7.

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Play It Safe

"Trust your gut." Are you you about to share personal information with someone you don't know? Is that deal too good to be true?

Shane Shoemaker, an expert in fraud prevention at CAP COM, shares tips on how to spot fraud, so you can avoid being a scammer's next victim.

Learn About Our 24/7 Security


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