Rates

APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall credit worthiness. Variable rates may increase over time. 

A first position loan is the primary lien against your property - this is usually a traditional mortgage or can be in the form of a Home Equity Loan. A second position Home Equity Loan is in addition to your first mortgage. Loan to Value (LTV) is the total loan amount including first mortgage ÷ property value. For instance, an appraised value of $200,000 and a total mortgage (including any second mortgages) of $180,000 results in a Loan to Value ratio of 90%. Interest rates will increase based on Loan to Value.

APR = Annual Percentage Rate. All rates quoted are the lowest available rates. Actual interest rate will be based on overall creditworthiness. Other rates and terms available. The APR will be set when the application is submitted and will be indicated on the loan agreement.  Variable rates may increase over time. Rates are accurate as of 9/21/2023 and are subject to change without notice. Fixed Rate Home Equity Line of Credit: A 5-year draw period is included in the 10, 15, or 20 year repayment term. During the 5-year draw period, payments are interest only. After this period, payments will convert to principal and interest calculated for the remaining years in the repayment term. Loan payment example for a $50,000 loan at 6.75% for 15 years - Interest only payment would be approximately $286.64 a month for the first 5 years. The principal and interest payment would be $575.24 a month calculated over the remaining term of 10 years. Variable Rate Home Equity Line of Credit: Loan payment example for a $50,000 loan at 7.75% for 25 years would be approximately $377.66 a month. Intro rate effective for first 12 months. Rate is subject to adjustment annually and the first variable rate adjustment will occur one year from the loan funding date. After the intro rate, standard APR will be equal to the Prime Rate minus 0.50% and have a maximum APR of 14.90%. The floor rate will be set when the application is submitted, will be in effect for the life of the loan, and will be indicated on the loan agreement.

All Lines of Credit require a minimum limit of $10,000 and are available in New York State and Pennsylvania counties of Susquehanna, Bradford or Wyoming. Broadview FCU NMLS Identifier: 458314. Broadview membership is required.

Annual Percentage Rate (APR). All rates quoted are the lowest available rates. Actual interest rate will be based on overall creditworthiness. Other rates and terms may apply. Monthly loan payment example: a 60-month term for a $25,000 loan at 6.74% for the first 59 months, with no payment protection, would be $261.41. If only the minimum payment of $261.41 is made for those 59 months, a balloon payment (also referred to as Residual Value) of $16,762.00 will be due as your final payment. Please note that your balloon payment is dependent on the residual value of the financed vehicle. The residual value is impacted by items such as estimated mileage usage, vehicle year, make and model. Rates accurate as of August 24, 2023, and subject to change without notice.

All rates quoted are the lowest available rates based on overall creditworthiness and up to 80% loan-to-value. CAP COM will finance up to 90% of the sticker price (before tag, title, and tax) for new purchases, and up to 90% of the JD Power Retail Value for used purchases. The representative monthly RV/Boat Loan payment based on a ten-year term at a 8.49% fixed Annual Percentage Rate is $12.39 per $1,000 borrowed. Other rates and terms available.

The representative monthly Sportscraft Loan payment based on a five-year term at a 8.74% fixed Annual Percentage Rate is $20.63 per $1,000 borrowed. Other rates and terms available.

Restrictions apply. APR = Annual Percentage Rate. Must qualify for maximum loan amount. Two payback options are available: principal and interest payments for 180 months or interest-only payments for first 54 months followed by 180 months of principal and interest payments. The representative monthly interest and principal payment based on a 15-year variable term at a 11.50% APR is $11.62 per $1,000 borrowed. At 11.50% APR, the representative monthly interest only payment for 54 months would be $9.58 would be per $1,000 borrowed followed by 180 months of principal and interest payments of $11.68.