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Long-Term Care: Exploring Your Options
With longer life expectancies for both men and women, it is likely that you or someone close to you will eventually need some type of long term care (LTC). You can start the LTC planning process by considering the following common options for receiving and funding care.
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Should I Start a Business?
asset to leave to your family... If you're thinking about starting a business, this could be your year! It's ... business checking and savings account. 5) Learn about opening a small business and assistance available
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Why You Shouldn't Take Early Retirement Withdrawals
Learn more about the taxes, fees, and penalties that can come from an early retirement withdrawal, as well as some factors to consider if you feel your options are limited.
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Why Financial Preparedness Is a Smart Investment
Only about two-thirds of Americans could cover an unexpected $400 expense. Here are some of the most crucial steps you may take to work on financial preparedness.
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4 Best Things to Do with Your Tax Return
You can do multiple things with your tax return. Here are four ideas.
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Home Lending Solutions
The experts at CAP COM’s mortgage subsidiary, Homeowners Advantage, live and work in the Capital Region and will be with you every step of the way. Keep your mortgage close to home with local appraisal, underwriting and servicing. To get started, we’ll help you get pre-qualified, in person or over the phone, and find the best mortgage solution for you.
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A Taxpayer’s Guide to Exemptions, Deductions, and Credits
The IRS provides a few ways taxpayers can reduce the taxes they owe if they qualify for certain exemptions, deductions, and credits.
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SEFCU and CAP COM Partner to Donate More Than $350,000 to Food Pantries and Rescue Missions
In their first joint venture since announcing plans for a historic merger, SEFCU and CAP COM have united to fight hunger and brighten the holidays for people in need across New York State.
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Glenville Branch
Exciting news! CAP COM’s 12th branch is open for you. Come visit the Glenville Branch located at 262 Saratoga Road.
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Life Insurance: Changing Times, Changing Needs
Life insurance is just like any other piece of your financial puzzle. As your circumstances and needs change, periodic monitoring is needed to help ensure that your life insurance will achieve your desired objectives.
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Members Now Have More Loan Options
You can now access more deals on vehicles through a larger Dealer Network that combines our credit union services. More financing options are available at great rates right at participating dealers!
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When Is the Right Time to Retire?
Retirement is inevitable, but knowing exactly when to do so is often unclear. No matter when you actually begin your retirement, you’ll benefit from planning your post-work life as early as possible.
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Share the Love
We’ll award five winners $1,000 cash. Then on each winner's behalf, we'll donate another $1,000 – so they can share the love with a local charity of their choice.
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Five Lessons To Remember During Bear Markets
seeking financial confidence. Anyone dubious about the need for a stable outlook should consider that ... bull markets. There will be reports, for example, about inflation, interest rates, and unemployment figures
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Personal Banking
Our banking solutions can help you build your savings, fund dreams, and pave the way for success now and in the future.
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8 Financial Tips for Life as a Couple
Do you and your partner plan to move in together, or make it official and get married? As you begin your new life together, this checklist can help your finances get along just as well as the two of you. Congratulations!
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Is a 529 to Roth IRA Rollover Right for You? Here's What You Need to Know
If you have a 529 education savings plan, it can now be converted to a Roth IRA.
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Scholarship winner discovers new vocation after three years of hurdles
“Whose professional legacy do you admire? Tell us about that person and how your legacy can match theirs ... again. I was in school about 40 hours per week. Instructors were really good about teaching the craft without
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How to Manage Credit Card Purchases Amid Current Events
York Times offers a special FAQ section about travel. What about travel waivers or vouchers? Return, refund ... provider directly to discuss your situation. What about SPAC concerts, sporting events, and entertainment
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Financial Freedom, Market Volatility, and You
If recent market volatility has you questioning your opportunities for financial freedom, you are not alone. Due to rising inflation, higher interest rates, a volatile stock market, and recession fears, many investors find themselves wondering how to proceed.