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Strategies Using Life Insurance
Life insurance is not only about protecting your survivors in the event of your death. Depending upon the type of policy you purchase, it can also enable you to meet specific life goals.
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Certificate Accounts
With their favorable fixed rates and guaranteed returns, certificates are a great choice to grow your savings. In addition to traditional certificates, our innovative iSave features the ability to add funds.
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It's Not Too Late to Prepare for College Tuition
While challenge of paying for college is a little stressful, it isn’t insurmountable. With hard work and guidance, you and your child can make this happen.
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Gift Card Scams
If you get a request for gift cards as payment, it’s probably a scam. Get the lowdown from a financial security expert so you can spot the scam.
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Test Your Investment IQ
From capital gains taxes to dividends, how well do you know investing? Test your investment IQ with our five-question quiz.
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Overdraft Protection
To avoid the hassle altogether, CAP COM offers three overdraft options to protect your checking account - courtesy pay, automatic transfers, and checking line of credit.
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Is Your Password a Friend or Foe
Your old, familiar passwords are putting you at risk. Here are tips to reduce your risk of becoming a victim of fraud.
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Market Volatility and the Importance of Staying the Course at Different Ages
FinancialPlanning Market Volatility and the Importance of Staying the Course at Different Ages ... market. Typically, when the market drops, it takes about two years to correct. Retirement Now you need
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Business Banking
Simplify your business banking and help your company grow with CAP COM! Our highly competitive rates, low fees and a range of tailored savings, money market and certificate options help maximize the earning capabilities of your business account balances, and ensure your money is working as hard as you do.
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Protect Yourself From Card Skimming
Reports of ATM skimming are on the rise. Card skimming at gas pumps has also been reported in the Capital Region. Fraudsters install “skimmers” to steal data from a card’s magnetic stripe and then use that information to create counterfeit cards. Here are some more ways to protect yourself from skimming.
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Once You Understand Your Credit Card Bill, You'll Never Make The Minimum Payment
Learn how credit card payments are calculated and what happens to your principal each month.
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Credit Cards
All CAP COM VISA cards come with a range of Standard Benefits, from EMV microchip protection to mobile payment systems, that enhance your security and improve your experience. Easily manage your CAP COM VISA card account online. View your balance, track purchases, make payments, request a credit-limit increase, and more!
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Protecting Your Financial Information Online
While nothing can guarantee complete safety on the Internet, understanding how to protect your privacy can help mitigate your exposure to risk.
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Retirement Planning: To Roth or Not to Roth?
When saving for retirement, it often makes sense to contribute to employer-sponsored retirement plans to take advantage of any available employer match opportunities. However, not everyone has access to an employer-sponsored plan.
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6 Retirement Tips for Surviving the Sandwich Generation Squeeze
FinancialPlanning,Retirement 6 Retirement Tips for Surviving the Sandwich Generation Squeeze ... Make it a point to learn all that you are able to about what government benefits your parents are entitled
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CAP COM Merges With Schenectady Employees Federal Credit Union
The members of the City of Schenectady Employees Federal Credit Union (CSEFCU) approved a merger with CAP COM Federal Credit Union (CAP COM) at a special member meeting previously held.
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A Checklist for Your Retirement Planning
The time to begin planning for your financial future is now. So, when it comes to preparing for retirement, the earlier you start, the better. Here are some steps to help you achieve your overall objectives.
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3 Ways Planning For Retirement is Like Planning For Summer Break
For kids, teens, and college students, summer break often represents freedom from schedules, responsibilities, and all those other drains on your time. Retirement actually can provide a similar level of freedom, but only if you've adequately prepared, planned, and saved. Below, we discuss three ways that planning ahead for your retirement can be like scheduling your summer.
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Youth Savings Challenge
Join CAP COM’s Youth Savings Challenge, and you can win gift cards valued up to $500 in 2022.
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Your Retirement Portfolio: Five Things to Consider Before Market Turbulence
The best time to make important financial decisions is during good times and not the turbulent times when your emotions can override good choices. Here are Five things to consider regarding your retirement portfolio before the next turbulent period arrives
