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Our branches will be closed on Thursday, November 26, for Thanksgiving Click here to learn more.

As we monitor health conditions in the Capital Region and adhere to official guidance, CAP COM may experience staff shortages. We appreciate your patience if you encounter longer wait times, or if your branch has shifted to drive-thru or appointment-only services. Please check back for the most up-to-date information.

Services at shared branch locations throughout the U.S. may vary in light of current events. If you plan to visit, please call the branch in our shared branching network for most up to date hours/services available.


Branch lobbies and drive-thrus are now open. See safety details and a list of services temporarily suspended, including:

  • Children’s Area
  • Public Restrooms
  • Beverage Bar

CAP COM's ATM network

Nearly 30,000 free CO-OP ATMs are located throughout the United States. Use the ATM locator on this page to find free and low-fee local ATMs (up to 10 transactions/month).

For free, unlimited ATMs worldwide, become a CAP COM Premier member.1

Young Adult Checking members always enjoy free, unlimited ATM access worldwide.1

Free CO-OP ATMs can be found in 13 countries. Use this CO-OP ATM Locator and click on “International Search.”

CO-OP network ATMs Free2
Stewart's Shops ATMs $12
Any ATM worldwide with Young Adult Checking and CAP COM Premier Free
1. CAP COM will reimburse members with a Young Adult Checking Account (ages 15-25) for any ATM surcharge and International Service Assessment incurred when using your CAP COM Debit Card. Members ages 15-17 must have a parent/guardian as a joint owner. ATM surcharges up to $5 and International Service Assessments incurred when using your CAP COM Debit Card will be reimbursed for CAP COM Premier Members within 24 hours of the transaction. The CAP COM Premier Program is a non-contractual courtesy and CAP COM retains the right to remove a participant from the program without prior notice. In addition, CAP COM retains the right to discontinue this program, without notice, at any time. Some limitations and restrictions may apply.
2. More than 10 withdrawals per month from any non-CAP COM ATM will generate an additional 50-cent surcharge per withdrawal. The ATM fee charged by Stewart’s Shops will be offset with a CAP COM reimbursement, reducing it to $1.00.

2020 Schedule of Closings

New Year's Day

Jan. 1 - Wednesday

Martin Luther King, Jr. Day

Jan. 20 - Monday

Presidents Day

Feb. 17 - Monday

Memorial Day

May 23 - Saturday
May 25 - Monday

Independence Day

July 4 - Saturday

Labor Day

Sept. 5 - Saturday
Sept. 7 - Monday

Columbus Day

Oct. 12 - Monday

Veterans Day

Nov. 11 - Wednesday

Thanksgiving Day

Nov. 26 - Thursday

Christmas Eve

Dec. 24 - Thursday, Closing at 1 p.m.

Christmas Day

Dec. 25 - Friday

New Year's Eve

Dec. 31 - Thursday, Closing at 4:30 p.m.

Our Branches