Save Money as a Young Adult
Follow these tips from a local college graduate, and create good financial habits for life!
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Attention students and families. The FAFSA form will be available on 12/31/23. For information and updates, visit the FAFSA webpage. If you have questions about completing the FAFSA form or other college-related matters, please contact the College Bound team.
College Bound
Helping families make life's important financial decisions
How your family benefits:
- Expert advice to help you navigate the college funding process
- FREE private family consultations for members
- Certified College Funding Specialists on staff ready to help you
- Develop strategies to obtain funding
- Create a personalized financing plan
- Read more about How to Afford Student Loan Payments
Family Consultation
Meet with us 1-on-1 in a preliminary meeting with the student and parent(s)/guardian(s). We'll provide an overview of college planning, financial aid, and college funding options. We can help you every step of the way.
Save Time Before Appointment
Before your family consultation, please complete the College Bound student information worksheet and bring it with you to your appointment. This will save you time at your appointment.
Resources for Students
College Bound has compiled a list of resources to help you with:
- College search
- Funding sources
- FAFSA
- Applications
- Planning a visit
- Best places to buy books
Discounts for Students
CAP COM members save 10% on ACT & SAT test preparation with Prowess Test Prep, an Albany-based company that offers one-on-one tutoring, small group tutoring, and group classes. Visit www.prowessprep.com and tell them you are a CAP COM member for your discount.
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Download flyer for live online SAT course for the Oct 2023 exam (pdf)
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Download flyer for live online SAT course for the Dec 2023 exam (pdf)
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College Planning & SAT Testing Information: www.collegeboard.org
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ACT Testing Information: www.act.org
Paying for College
CAP COM helps HS students and their families with this major investment.
Zero Closing Cost HELOC
A Home Equity Line of Credit is one way to pay for college. Draw money as you need it each year.
I Was CAP COM's Priority
“The College Bound Team was very patient with me and walked me through how the loan could affect my future income. They even gave me advice on my resume and skills that impress human resource departments!”
- Kathryn, Clifton Park
Learning Center
Bank Well, Live Well
Simplify your finances and enhance your life. Make the most of every CAP COM benefit.
Create savings accounts to put away money for specific goals. You can name them whatever you wish, such as College Savings, Spring Break, Summer Job.
Your personal branch is open 24/7 when you bank with our mobile app. See balances, make transfers, pay bills, and more.
Young adult checking accounts include FREE ATM use worldwide for members age 14-25.
